1, the net value of the fund on that day, representing the corresponding amount of each fund. The cumulative net value of the fund refers to the sum of the latest net value of the fund and the dividend performance since its establishment: cumulative net value = current net value+share cumulative dividend amount after the establishment of the fund. The accumulated net value reflects the accumulated income of the fund since its establishment (minus 65,438+0 yuan face value is the actual income), which can reflect the historical performance of the fund to some extent in combination with the length of its establishment.

2. Fund dividend means that the fund distributes part of the income to investors in cash, and this part of the income was originally part of the net value of the fund unit. There are generally two forms of fund dividends: cash dividends and dividend reinvestment. Generally speaking, investors do not specify cash dividends by default. There are several points to note about dividends:

(1) Dividends are not the more the better, nor is it the most important criterion to measure the quality of a foundation. Measuring the quality of a foundation mainly depends on the growth of net worth. Funds are suitable for long-term investment, so it is recommended to pay attention to long-term investment value when choosing funds, and not to pay too much attention to short-term dividends;

(2) The higher the net value of the fund does not mean the greater the dividend ratio.

(3) Cash dividend is not necessarily better than dividend reinvestment.

3. Fund position. If you have more research on the industry, you can see if the key stocks in a fund are your favorite industries, just like buying stocks.

4. Scale change. If the fund scale is increasing and the net value is rising steadily, it can be basically judged that the management ability of the fund manager of this fund is relatively good, and the performance of the fund has not declined because of the increase of the fund scale. However, it should be noted that the asset size of the fund is a double-edged sword.

The scale is too large to arrange the investment target of the new fund, resulting in the dilution of the income of the old holders; However, if the scale is too small, the fund is easily affected by subscription and redemption, passively increasing or decreasing positions, disrupting the deployment of fund managers, thus causing damage to fund performance.

5. Holder structure, the proportion of institutional holders of high-quality funds is much higher than that of inferior funds. The proportion of institutional holders reflects the recognition of the Fund by institutional investors, and the high proportion of institutional holders indicates that the Fund is favored by many fund investors. Therefore, the proportion of institutional holders can be used as one of the factors to judge the reliability of a fund.

Extended data:

Matters needing attention in fund purchase:

First, we should pay attention to arranging the proportion of fund varieties according to our own risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.

Second, be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.

Third, pay attention to the post-maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.

Fourth, pay attention to buying funds, and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.

Fifth, we should be careful not to "love the new and hate the old" or blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.

References:

Fund _ Baidu Encyclopedia