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Should I get the goods first for installment payment?

Yes, if you pay in installments, you will get the goods first.

Instalment payment actually means that the user first pays the full price of the goods through other platforms, and then the user repays the money to the platform on time in each installment. If the user chooses to pay in installments, be sure not to forget the repayment date, otherwise the overdue behavior will cause a bad personal credit record.

Instalment payments are generally used for product transactions with long production cycles and high costs. Installment payments are for large amounts or for consumption of amounts that cannot be afforded at the moment, for example:

(1) Taobao installment payment is paid to the seller after the processing is completed, and then the buyer repays Alipay according to the repayment period. Installment purchase is a credit provided by Ant Huabei, which can be used to enjoy the installment payment service when purchasing goods. Shop first, pay back slowly, and have what you love without waiting. Repayment will be done automatically during repayment, and money will be quickly and automatically deducted from Alipay balance, Yu'E Bao, and debit card on the repayment date. You can also make active repayment. (Alipay Alipay version 10.2.33 opppk9 11.1)

(2) Export of products such as complete sets of equipment, large vehicles, heavy machinery and equipment. The method of installment payment is that after the import and export contract is signed, the importer first pays a small part of the payment to the exporter as a deposit, and the rest of the payment is paid after part or all of the product is produced, shipped, or after the goods arrive for installation and test run. , investment and repayment in installments when the quality guarantee period expires.

Instalment payment method: The so-called installment payment is to select the number of installments when paying for the transaction, and then use a credit card or credit product such as Huabei to pay the transaction amount in one go, and then pay according to the You can repay the consumed amount and corresponding installment fees on time by the number of installments you choose. Buy items in installments. When paying, you can choose to divide it into 3.6. You broke your promise, became a lazy person, and restricted all public transportation.

In general, installment payments have certain requirements for the transaction amount. For example, Industrial and Commercial Bank of China stipulates that the single credit card consumption transaction amount must reach 100 yuan or the equivalent in foreign currency before installment payment can be made. Transactions of less than 100 yuan will naturally not be eligible for installment. The opposite of installment payment is bill installment. The so-called "bill installment" means that after customers use credit cards or credit products such as Huabei to make purchases, after the consumption is recorded and the bill is issued, they can submit an installment application before the repayment date and choose the number of installments to repay the bill amount in installments. . After the bill installment application is successful, repayment will generally start from the next month according to the selected number of installments, and the installment principal and corresponding installment fees will be repaid every month.