As an ordinary office worker, I rely on some financial knowledge I have learned to run my meager principal, but I have accumulated a lot of savings. I think to achieve long-term financial management and stable income, we must first follow the following basic principles, and then consider the actual investment:

1. Do a good job in financial planning: First, you should know your income, expenditure and liabilities, do a good job in long-term financial planning, and make clear your financial objectives and time period. Fight in a planned way, or you will still spend your money in a fog.

2. Regular fixed investment: Regular fixed investment can reduce the impact of market fluctuations, and long-term persistence can obtain stable income. It is strongly recommended that Yu 'ebao, Alipay's fund and other financial management methods. Just can't get on, it's convenient to take it out.

3. Learn investment knowledge: this is very necessary. Before investing, we should seriously study investment knowledge, understand the characteristics and risks of different types of investment products, and improve investment ability. Whether you want to invest in a real industry, such as opening a small shop, taking a stake in others, or hoarding goods, you must first understand the fundamentals and understand the various operations after investment, and don't be cut by leeks.

4. Strict stop loss: In the investment process, it is necessary to set a stop loss point to avoid huge losses caused by market fluctuations. Sometimes it is necessary to consider from a long-term perspective whether the money invested now can be earned back in the future. If you have confidence, you can continue to leave it, but you still hesitate. I advise you to quit the stop loss in time.

5. Be patient: financial management is a long-term process, don't pursue short-term high returns, and wait patiently for the return on investment. A temporary failure can't represent everything. We should consider the long-term and avoid impetuous psychology.

6. Check the portfolio regularly: evaluate the performance of the portfolio regularly and adjust and optimize it in time. Take the money into consideration according to my actual situation, income and risk, and use various investment methods. Like me, I put my money in buying funds, stocks, banks and investing in physical stores, so that if one of them goes bankrupt, I won't lose money.

Through the above strategies, we will strive to achieve long-term financial management and stable income. However, it should be noted that investment and financial management are always accompanied by risks, so we should always be cautious. Don't listen to the wind as rain, but have your own judgment and consideration.