What is foreign exchange?
3 foreign exchange profit model
4 the difference between foreign exchange and stocks
5 advantages of foreign exchange
6 Forewarning and control of foreign exchange risks
7 Foreign exchange investment advice
investment in gold
One: the role of gold
1: Special materials for beautifying life: About two thirds of the gold produced in the world every year is used as decorations, mainly in the jewelry industry.
2. National currency reserve: as an insurance measure to prevent economic crisis or natural disasters, to cope with war and inflation.
3. Raw materials in industrial, medical and high-tech fields: Gold is widely used in aerospace, electronic and electrical industries because of its good electrical conductivity, thermal conductivity, corrosion resistance, tensile resistance, wear resistance and arc resistance. Spacecraft, satellites, rockets, missiles and electronic instruments on airplanes.
4. Personal financial asset investment appreciation tool: it is a means to achieve asset appreciation through investment.
Second: the gold market
International: 1: London gold (spot gold)
2. new york Gold (Futures Gold)
Within China: 1: Shanghai Gold Exchange (futures gold is mainly traded by spot traders).
2. Banking institutions (paper gold, no actual gold, just short)
3. China Gold and Silver Exchange (period/spot)
Three: the main factors affecting the price of gold:
1: political situation 2: economic form 3: central bank activities 4: consumption dynamics 5: investment demand.
Four: trading system:
International: 1: in ounces, 1 hand = 100 ounces.
2: T+0, 24-hour trading
Within China: 1: in grams, 1 hand =1000g.
2.T+D, the trading hours of banks in each market are different (chaotic).
Verb (abbreviation of verb) Capital investment: international London gold 1 contract = 1000 USD.
Calculation method of profit of intransitive verbs;
For example, someone buys 2 lots of gold every day at a price of 670 and closes his position at 680. So how much money is he going to invest? How much money can you earn?
Answer: Input: 2 lots =2000 USD (contract 1000 USD per lot).
Revenue: revenue per ounce = 680-670 = 10 USD; One * * * bought two hands =200 ounces.
Calculation: 10 USD *200 oz =2000 USD.
Seven: Gold prices are favored by economists all over the world for five reasons:
First of all, there is a gap between supply and demand in the gold market, which is the most basic factor to push the price of gold higher.
1. Statistics show that the investment in the global gold mining industry has decreased from $5.2 billion to1900 million. This year's investment may be only $5.2 billion. investment
A large reduction will inevitably lead to a decline in global gold mining. On the contrary, the demand for gold in the international market is soaring, especially in India and China. The data shows that the demand for gold in India has increased by nearly 47%, while the demand for gold in China has increased by 14%.
2. RMB appreciation will lead to the depreciation of the US dollar exchange rate, and the US dollar assets may decrease, so gold will become a substitute; This will push up the price of gold. On the other hand, once China reduces its holdings of US dollar assets, it will inevitably lead to a rapid and substantial weakening of the US dollar exchange rate and the gold price denominated in US dollars. On the contrary, it will rise sharply.
3. Gold is also the best tool for investors to avoid global inflation risks.
4. A large amount of petrodollars will also join the rush to buy gold, thus pushing up the price of gold. Benefiting from the soaring international crude oil prices, oil-producing countries in the Middle East have gained rich benefits. And a large number of petrodollars no longer favor dollar assets and start buying gold instead.
5. Political risks in international regions, such as the chaotic situation in Iraq, the escalating "nuclear issue" in Iran and the shadow of international terrorist attacks.
What is foreign exchange?
Foreign exchange refers to the means of payment and assets expressed in foreign currency that can be used for international settlement. Foreign exchange in a narrow sense refers to the means of payment expressed in foreign currency for international settlement.
Foreign exchange speculation, also known as foreign exchange margin trading, is a financial investment tool superior to stock market investment. Its investment direction is the global foreign exchange market. Since the daily fluctuation of the exchange rate is not as big as that of the stock market, if you exchange foreign exchange for investment, the rate of return is very small. Using margin trading to invest, foreign exchange investors can make use of leverage principle, small bets, two-way trading, flexible operation, and because it is a global market, there is little chance for the market to be controlled by individuals or institutions, so it is more transparent and fair than the stock market. Among all kinds of investments, speculating in foreign exchange can be regarded as one of the fairest and most attractive investment methods.
Second, the profit model of foreign exchange
In the stock market, profit and loss are calculated by share price. When the stock price rises, it will be profitable, and when the stock price falls, it will be a loss. Foreign exchange is calculated by points. What is integral? For example, the current exchange rate of GBP/USD is 1.6372, which means GBP 1 can be converted into USD 1.6372. The exchange rate 1.6372 consists of five digits, the last digit is points, 2 is two points, the previous one is ten, hundred, thousand, ten thousand, 7 is 70 points, and 3 is 300 points, and each point is 10 USD. For example, if you buy GBP/USD at 1.6272.
The foreign exchange market changes 100~300 points every day, that is, there is a profit margin of1000 ~ 3,000 dollars every day. In fact, speculation in foreign exchange is speculation in exchange rate.
The foreign exchange market is a margin market. The margin ratio of our company is 1: 100, which is much lower for other similar companies. For example, if you want to buy stocks worth 10000 yuan, you have to invest 10000 yuan; However, the foreign exchange margin market provides you with a financial lever, an opportunity from small to large. You only need to invest 100 yuan, and the company will enlarge your margin by1000 times, so you can trade 10000 yuan, while other similar companies can only enlarge your margin by 20 times or 50 times, and the same transaction is1. In our company, you only need to invest 100 yuan.
The trading unit in the foreign exchange market is "hand", and the trading amount of each hand is $65,438+000,000. Because the margin ratio of our company is 65,438+0: 65,438+000, you only need to invest $65,438+0000 per lot. For example, if you buy a pound/dollar at 1.6372, one hour later, the pound/dollar rises to 1.6390, and you earn 18 points, that is, 180 dollars, and the pound/dollar changes from 200 to 300 points every day.
The difference between foreign exchange and stocks
Stock foreign exchange
T+ 1 trading, that is, 1 1 buying, and the earliest 12 selling, that is,10: 0/selling, is more flexible.
Stocks are one-way transactions. After buying, you can only make a profit if the stock price rises. Foreign exchange is a two-way transaction. If the market outlook is bearish, you can short it. The market outlook is bullish and you can do more. In this way, no matter whether the market goes up or down, investors can make a profit.
Stocks are traded for 4 hours a day, and foreign exchange is traded for 24 hours.
Except for a few large state-owned shares, due to the small trading volume, too many bookmakers and too many shady businesses, retail investors lose more and earn less, and lose more and win less.
The daily trading volume of the foreign exchange market is 2 trillion to 3 trillion US dollars, China's foreign exchange reserves are 2 trillion US dollars, and the wealth of the world's richest man is more than 60 billion US dollars. Therefore, the foreign exchange market cannot be manipulated artificially, and it is truly open and transparent.
In the stock market, if you want to invest 1000 yuan for profit 1000 yuan, it is almost impossible to continue 10 trading days. In the foreign exchange market, there is a daily profit margin of 2000-3000 dollars. The bigger the position, the greater the profit. It is normal to make a daily profit of 1000 dollars.
T+ 1 settlement system T+0 system is adopted in the foreign exchange market, which has better liquidity, and funds and accounts can be withdrawn, established or cancelled within any working day.
Stocks are more suitable for value investment, that is, long-term investment For example, Warren Buffett's investment strategy is suitable for foreign exchange ultra-short-term, short-term, mid-line and long-term investments, and positions can be used for medium-and long-term investments and short-term investments.
Advantages of foreign exchange
There are many benefits of foreign exchange investment, and more and more people join the ranks of foreign exchange investment. Here are some advantages of foreign exchange trading:
1. Two-way foreign exchange transactions, many opportunities to make money. Foreign exchange can buy up or down, as long as you choose the right trading direction, you can make money.
The market is objective and fair, and it is not easy to be manipulated. The daily turnover of the foreign exchange market is $65,438 +0.9 trillion. With an advanced and scientific online trading platform and open market and data, it is the most transparent market.
3. Foreign exchange trading is most beneficial to China investors. The prime time for foreign exchange trading is 8 pm Beijing time 12 pm. This period is the daytime in the European and American markets, and it is also the time when the market transactions are the most active and the exchange rate changes the most. During this period, China investors have plenty of time to invest in foreign exchange transactions.
According to statistics, one third of American billionaires are successful in foreign exchange investment. For example, Soros, Buffett and others are the most classic legends of successful foreign exchange speculation, ranking among the best in the world rich list.
5. "Foreign exchange margin trading" is to use the principle of financial leverage to operate funds in the foreign exchange market by expanding the credit line. At present, the leverage of foreign exchange margin trading can reach 400 times of the principal, and the investment of 1000 dollars can make a transaction of 400 thousand dollars. Margin trading is a double-edged sword. If risk management is not done well, the chances of investors losing money are as great as their profits.
6. Trading strategies can be released at any time according to market conditions, which is extremely flexible. Even if the direction is wrong, stop loss and backhand immediately, the loss is limited, and the profit is still extremely huge. There are many orders to choose from, such as current price, fixed price, stop loss, stop winning, 2 choices 1, etc.
7. Low transaction cost. In the stock market, you have to pay brokerage commission, transaction service fee and tax. The over-the-counter trading structure of the foreign exchange market, especially the efficient electronic trading system, reduces most of the transaction and settlement costs and transaction costs.
8. The exchange rate changes sharply and there is a lot of room for winning or losing. Investment and speculation are both appropriate. If you want to invest steadily, you can reduce the leverage of funds.
9. Unlike futures and stock warrants, the non-delivery period stipulates that foreign exchange contracts can be held for a long time.
10. The foreign exchange market is highly liquid, and the T+0 system is implemented, which is easy to cash.
5. Forewarning and control of foreign exchange risks
Any investment income and risk coexist. The foreign exchange market has a daily profit margin of $65,438+0,000 ~ 3,000, and a daily loss margin of $65,438+0,000 ~ 3,000. Here, on behalf of our company, I solemnly remind you that the foreign exchange market is a high-yield and high-risk market. It can make Li Zekai earn 3 billion yuan a year with 1 billion, and it can also make people who go against the trend and have no stop loss lose to pieces.
So risk control is particularly important. One of the outstanding advantages of foreign exchange is that it can set stop loss and take profit. For example, if you buy GBP/USD at 1.6372, and you can only bear the loss of $500 psychologically, then you can set the stop loss at 1.6322, which means the price difference is 50 points. Once the exchange rate drops to 1.6322, the trading system will automatically stop your trading, so you should set the stop position before each trading.
There is another way to make foreign exchange orders: lock them. For example, you buy GBP/USD at 1.6372, and after one hour, it drops to 1.6342. By this time, you have lost 30 points, which means you have lost 300 dollars. At this time, you can sell a pound at the price of 1.6342, so that no matter how the market changes, your loss will always remain at $300. For example, if GBP/USD falls to 1.6332 again, your single loss will reach 40 points, that is, the loss will reach 400 USD; But your second-hand empty order makes a profit 10 point, that is, the profit 100 dollars; When the sum of the two orders is 400 (loss)-100 (profit) =300 (loss), it can be seen that your loss will not increase any more. Lock orders correspond to liquidation orders, that is, when one of them reaches the maximum profit and the market is about to reverse, it will immediately close the position, wait for the market to reverse, and immediately close the position when the other single loss rises to zero loss or even profit. In this way, you can turn the original loss sheet into a profit sheet, just like magic.
The last way to minimize the risk of foreign exchange investment is to add positions. The threshold for foreign exchange entry is $5,000, which means you already have five lots in your warehouse. According to the theory of value balance, the exchange rate always deviates from the actual value of money, but always approaches the actual value of money. Once a loss is placed, the position can bear short-term losses, and when the exchange rate returns to a reasonable level, the loss order will eventually become a profit order. If you trade about 2 lots at a time, the warehouse of 8000 ~ 10000 USD can basically bear it. If you trade one hand at a time, it will be $5,000.
Suggestions on foreign exchange investment
Foreign exchange investment basically pays attention to two aspects: fundamentals and technical analysis. The fundamentals are mainly interest rate level, economic development, especially inflation, economic indicators, the performance of US stocks, international oil prices, political factors and so on. Interest rate is the most important factor affecting the exchange rate. High interest rate leads to high exchange rate and low interest rate leads to low exchange rate. Every time central banks hold interest rate policy meetings, it may cause violent shocks in the foreign exchange market. The economic development level of each country fundamentally determines the exchange rate level of that country. For example, the United States is now the only superpower, and the dollar has the function of hedging. Every time the turmoil in the world economic and political situation causes strong market risk aversion, it will boost the strength of the dollar. For example, the news that the United States is going to attack Iraq, driven by market risk aversion, the dollar has strengthened rapidly. After the rapid occupation of Iraq by the United States, the market risk appetite rose and the dollar fell rapidly. Central banks and financial institutions all over the world regularly publish some important economic data indicators, especially the economic data of the United States, which may cause severe market shocks before each data release. If the economic data supports the US economy, the dollar will strengthen. If the economic data is negative for the US economy, the dollar will fall. The impact of economic data on the foreign exchange market is strong, rapid and sensitive, and every investor should pay special attention to it. US stocks, oil prices and political factors are also important factors that affect the exchange rate, so I won't introduce them here. Technical analysis is mainly K-line analysis. The most important technical indicators of K-line analysis are KDI, MACD and RSI. After you open an account, the company can provide you with professional technical guidance, which will not be introduced here.
Different investors have different investment skills. Some people specialize in technical analysis, while others specialize in speculation. It can be said that every investor has his own advantages and disadvantages, and it is best to learn from each other. Technical analysis needs long-term exploration and practice, and the prediction of megatrends is more accurate, which is suitable for experienced investors who pay attention to the medium and long term. Speculation is to pay attention to economic data indicators. Whenever economic data is released, it will make a bill. If only one country publishes the best economic data in a period of time, it is called a "unilateral city". If the economic data is good, the country's currency will strengthen, while if the economic data is not good, the country's currency will fall. It's time to grab information. Unilateral market can be said to be a steady profit, but the speed of grabbing information must be fast, and the speculation in the market should be predicted. Speculation is more suitable for beginners and can win huge profits in a very short time, so it is favored by many short-term and medium-term investors. As for which investment method to choose, it varies from person to person.
Before investors enter the market, they must set a psychological price and earn as much as they lose. When the loss reaches the bottom line of psychological price, we should decisively lighten our positions, stop trading for a period of time, adjust our mentality and start over. When the profit reaches your own expectations, you should decisively close your position and never be insatiable. Remember, the market will always be against you. When you expect to win more, the market will immediately turn around and eat into your profits, or even turn from profit to loss. At this time, many people will have a gambler's mentality, and when profits become less, they will expect a rebound. When a profit turns into a loss, they all bet on it to rebound. By this time, they have lost their rationality, and the result is that they want to win more and lose more.
The first thing investors do after placing an order is to set a stop loss. This is an iron law that all investors should keep in mind. Generally, the daily change of GBP/USD is around 200 points. It is best to set the stop loss at 50~80 points from the current price. It is easy to be swept below 50 points, and then you lose the opportunity to wait for the market to reverse and make a profit. Generally speaking, the ratio of stop loss to take profit is 1: 2, that is, the stop loss is set at 30 points from the spot price difference, and the take profit is set at 60 points from the current price.
Investors should not put all their funds into trading, at least reserve 1/3 to prevent the market from fluctuating violently. The best investment scheme is: 1/3' s capital is short-term, 1/3' s capital is medium-long term, and 1/3' s capital is left behind.
20: 00-00 Beijing time every day; 00 is the opening time in Europe and America, and the market changes dramatically. Novices and investors with small positions are advised to avoid this period; Before and after the release of important economic data in Europe and America, the market will fluctuate violently. Novices and investors with small positions are advised to enter the market cautiously; Of course, these two periods are also the best time to make profits, which can make investors who accurately grasp the market earn several hundred yuan in a few minutes, so investors with strong risk preference can consider entering the market.
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