I think you can buy a shop and rent it to others at a monthly rent of 6000 yuan. Such a day is 200 yuan's income.

This is a stable plan, very straight.

As a treasure mother, in fact, financial management must be steady.

You can put some money in the bank because it is more stable in the bank. Besides, you can put some money in the fund.

Never touch the stock.

Another part is put in Yu 'ebao, because some of it is urgent.

You should consider your husband's idea and respect his meaning.

Because the property belongs to two people, plus the children's education expenses must be prepared.

Money is a good thing, but you must keep it.

Make a long-term plan, you can get some benefits, don't think about it for the time being.

Don't be unpredictable. And don't listen to what others say, have your own inner thoughts and do what you want.

Manage your money, and wealth will care about you.

Hello, my friend, it is not easy to raise a baby, and the housekeeper has to make money.

Fortunately, 900,000 spare money is a lot of wealth, and there are really many investment and financial management schemes, and you can earn 200 yuan a day.

First of all, we must have an intuitive concept, 900,000 spare money and 200 yuan a day:

200 yuan X365 days = 73,000 annual income ÷ 900,000 yuan principal x100% = 8.11%annualized rate of return.

Summary: In fact, the return on investment in 900,000 years is around 8%. Feasible.

Secondly, let's share two schemes:

1, diversification scheme: 50,000 yuan monetary fund, with annualized rate of return of 2%. 250,000 yuan five-year certificate of deposit with annualized interest rate of 4.8%. Keywords index type, stock type, bond enhanced fund, portfolio investment,

The expected floating income range of Nianhua is 0%-80%.

2. Centralized investment scheme: small trust with high professional matching.

Benchmark of annualized performance: 8%-9%.

Summary: These two schemes have their own advantages and are suitable for different people and investment ideas.

To sum up:

Ma Bao has enough time to invest in financial management, plus the advantage of 900,000 idle funds, combined with its own risk preference and investment planning, it is realistic and feasible to achieve an annualized rate of return of 8%, which is very likely to be realized. Family happiness will grow, her own value will be fully reflected, and wealth will be increased and preserved.

With 900,000 spare cash, one day's income in 200 yuan can be realized through wealth management, which is equivalent to 73,000 a year, and the rate of return reaches 8.11%,which is beyond the reach of general wealth management products.

1, yield of safe wealth management products Now, general safe wealth management products include savings bonds, bank deposit certificates and other products. Savings bonds are bonds issued by the state, with a very high level of security, while bank certificates of deposit are ordinary deposits and are also guaranteed by the national deposit insurance system, which can be said to be quite safe.

In August, 2020, the annual interest rate in savings bonds is 3.8% for three years and 4% for savings bonds for five years.

Generally speaking, the annual interest rate of bank certificates of deposit can reach about 4%. If it is a large bank's three-year certificate of deposit, the annual interest rate can reach 4%, while if it is a small and medium-sized bank's three-year certificate of deposit, the annual interest rate can reach 4.2625%, and the five-year certificate of deposit can reach 4.5%.

For example, the following is the interest rate table of large deposit certificates of small and medium-sized banks. It can be seen that the annual interest rate of 5-year certificates of deposit has reached 4.5%, and it can also pay interest on a monthly basis.

If you deposit 900,000 yuan into this five-year time deposit certificate, the annual interest will be 40,500 yuan, with an average of 1 165438 0 yuan.

2. Stock market, funds, etc. It is possible to realize 200 yuan's income in one day. If you have a very high investment level and often make money in the stock market and funds, then if you invest 900,000 yuan in the stock market or investment funds, you may earn 73,000 yuan a year, that is, you earn 200 yuan every day on average.

However, the risks of the stock market and funds are relatively high. If you are just a treasure mother and are not good at investing in the stock market and funds, you may lose money by venturing into the stock market and funds.

Therefore, it is possible to invest 900,000 yuan in the stock market and funds and earn 900,000 yuan a year, but if you don't know how to do it, you should be careful. If you take risks, you may lose a lot.

3. Conclusion To sum up, if you want to invest safely, then the large deposit certificate of the investment bank is very safe, and you can earn about 40,000 yuan in interest income every year. These safe wealth management products can't reach the benefits of 200 yuan for a day. If you know more about stock market investment and fund investment, you can also realize one-day 200 yuan return by investing in stock market and fund.

Two time deposits of 200,000 yuan each can be used for three years, so that the interest can reach 3-4%, and the remaining 500,000 yuan can be used at any time. 200,000 yuan can buy basic bonds and 200,000 yuan can buy funds.

This should be said to be very easy. If I have about1000000, I can basically live on financial management.

First of all, you can choose several dividend-paying funds. For example, Guofu Tiansheng, Guo Fu Tiancheng, and Huaxia Return, all of these funds pay more dividends, which are basically a little dividend, and they can get a stable cash flow.

Second, convertible bonds are new things. Only stocks with a certain market value can be traded. You can buy some from Sinopec and Industrial and Commercial Bank of China, and keep them as bottom positions, mainly convertible bonds, and the monthly income is about 10%.

Third, it's easy to learn to trade stocks, and it's relatively easy to make some bands with an annual yield of 30%. The key is to strictly enforce discipline, and the benefits are still considerable.

Fourth, individuals are not advised to buy wealth management, the income is relatively low, and there is no stable cash flow for a long time.

In short, it is necessary to arrange funds reasonably and use funds, stocks, convertible bonds and other tools to realize asset appreciation.

With 900,000 spare cash, how to manage money to make it generate 200 yuan's income every day? According to the annualized rate of return, the annual rate of return in 200 yuan is 72,000 per day in 360 years, which means that it needs to reach 8.0% to reach its expected rate of return. If you have enough financial knowledge, you can mix and distribute low, medium and high-risk financial products. Although it is impossible to achieve the daily income of 200 yuan, it is still possible to achieve the comprehensive annualized rate of return under the good market conditions.

But for ordinary people who don't have enough financial knowledge and experience, try not to challenge high-yield and high-risk wealth management products. After all, the probability of loss is much higher than the probability of profit. If you want to get a higher rate of return, it is suggested that individuals start to get in touch with wealth management products from safe and secure bank time deposit products and stable wealth management products with risk levels within R 1-R3, and master certain financial management knowledge. At first, it is not recommended to choose high-risk products such as fund products, stocks, foreign exchange, futures and precious metals.

At present, you have 900 thousand spare money. There is no explanation here as to whether the utilization rate of funds is frequent. According to the long-term savings deposit, 800,000 yuan will be distributed to different banks in the early stage, and different deposit periods will be selected to help medium and long-term time deposits. 400,000 yuan, and the interest rate of large deposit certificates of big banks is around 4.0%. Although the deposit interest rate is not too high, it can lock in the fixed interest income in the next few years.

For the remaining 400,000, limited consideration is given to small private banks on the Internet, because at present, only such small private banks have high deposit interest rates, and the deposit interest rate for 1-3 years can basically reach 5.0%. It is suggested to choose short-term deposit products when the difference between one-year deposit interest rate and 3-5-year deposit interest rate is not too big, because compound interest income can be realized every time principal and interest are transferred.

After matching the risk-free deposit products, allocate the remaining 654.38+10,000 yuan of funds, and take out 50% of the funds to choose short-term stable financial products (both open and closed can be selected, after all, in order to master financial management knowledge and experience, the rate of return will fluctuate occasionally, and the principal will not lose overall), and 20% will choose bond funds (the risk is slightly higher than Yu 'ebao, and the probability of principal loss is extremely low). Take out 20% of the funds to choose structured deposits launched by major banks (the principal is not guaranteed by deposit insurance, but fluctuates with embedded financial derivatives), leaving only 654.38+00,000 yuan of spare money to deposit in Alipay Yu 'ebao, and take an hour and a half every day to pay attention to the market of your wealth management products.

After getting familiar with this kind of low-risk wealth management products, I began to contact the index fund to make a fixed investment. At the beginning of contact, withdraw the funds that need to be fixed. I don't need to withdraw a lot of money. After I get familiar with it, I will draw some funds from the stable wealth management products to invest in index funds.

To sum up: if you can't bear any risks and can't achieve an annualized rate of return of 8.0%, you can reduce the rate of return and choose private bank deposit products, and you can also achieve a rate of return of about 5.0%; Unreasonable financial management experience and knowledge that can bear certain risks, first contact with various financial management products, and then withdraw 20%-40% of the funds to choose unsecured financial management products to mix with guaranteed deposit products, and the comprehensive annualized rate of return still has a certain probability of reaching 8.0%.

Oh, my god, 900 thousand spare money, and you only ask for 200 days' income. To be honest, it's too low.

Maybe you don't understand financial management, but it really doesn't make sense.

You can do some financial management at will. To tell the truth, it should be too easy to earn 5% a day with so much money.

To tell the truth, I'm spending tens of thousands of dollars now, and my daily income is about 3%- 19%. If it is annualized, think about it.

I think someone below answered, give him the money.

I also want to say, give me the money, I will give it to you every day 1000, and I will pay you back one year later.

The bank's current interest rate is 4-5%, which was 45,000 in that year, more than 0/00 per day/kloc. It should be easy for you to fight for the principal and do something higher than the bank interest rate.

This is the so-called drought death.

In fact, if you don't know anything, I think you can spend some money and find someone to give you advice (for safety reasons, the money must be in your hand). If you ask it, people can't tell you too many details. After all, it is free.

Then take some money to do something first, and then take out the rest when you earn it. Your request is 60 thousand to 70 thousand a year, which is too easy to meet.

I hope you can find a good way to make money. I won't go into details here. I can't elaborate, it's not difficult anyway.

900 thousand spare money is 200 a day, almost 70 thousand a year Then your annualized interest rate is almost 8, not very high. But now the stable income category of wealth management products sold by major banks may be above 4: 00, and any wealth management product is both income and risk!

Buying funds and stocks is risky. Can you stand it? Or how much risk can you take?

You can divide 900 thousand into several pieces according to your actual situation.

When you go to the bank, you can buy a little from a fund with partial stocks, buy a little from a stable income, and borrow from a reliable friend. This time can reach 65,438+00%-65,438+05% (emergency, or industries with high cash flow requirements) in a short time. You are a little scared, but this must be a reliable person in the reliable company. Don't run if you don't earn interest, just weigh it yourself.

These days, if you have deposits, you can earn money. Good luck with your financial management.

When this income is not married, there are many tips for working in nightclubs in coastal areas.