The better platforms are:
1. Loan: Alipay's loan product requires that the sesame score must be above 600 before it can be opened. Lending is flexible and easy to use.
2. Micro-loan: At present, the white list invitation system is still adopted. Only qualified friends can have access. It is easier to borrow if there is a quota, and you can wait and see if there is no entrance.
3.JD.COM Gold Bar: JD.COM Gold Bar is a product of Jingdong Finance, which is similar to borrowing and micro-lending, and supports early repayment.
4. Suning's willful loan: the credit loan brand of Suning Finance, which provides inclusive finance service for consumers. It is worth noting that there is no independent APP for willful loans.
5. Zhongyuan Consumer Wallet: The products of Zhongyuan Consumer Finance include postal friend loan, postal friend flower, China Post Bao and other products, and the review speed is still relatively fast.
6, 360 IOUs: 360 products are well-known and suitable for users with good credit qualifications and repayment ability.
7. Baidu has money to spend: the loan speed is not bad, and the amount is between 1 0,000 and 300,000. Lending is flexible and both large and small loans can be satisfied.
8. Spot installment: spot financial products. Users can use it in specific consumption scenarios, including digital, beauty, education, home improvement, tourism and so on.
9. Xiaomi Loan: Not available to all users at present. Friends with Xiaomi account can see if they are eligible to apply.
10, 1 10,000 e loan: Wanda Pratt & Whitney's products are at least 18 years old, and anyone with a stable job and income source can apply.
In the loan, we should pay attention to several matters:
1. First of all, formal loans do not need to pay deposit or interest in advance, and withholding interest is also against relevant laws and regulations;
2. When choosing a loan platform, you should be vigilant if the other party directly or in disguised form requests to pay the "pre-loan fee", which does not meet the relevant regulations;
3. Secondly, regular small loan companies generally do not engage in cross-regional loans;
4. In addition, it is best to know the real situation of small loan companies behind the platform before lending to prevent being deceived.