The accident insurance paid by the company does not conflict with social security. With the accident insurance bought by the company, you can also enjoy the social security purchased by the company for employees. Generally, good companies will give employees accident insurance as welfare. The specific amount of money needs to be determined according to the actual cost of the company's procurement. Different insurance companies have different products and different premiums.

Social insurance paid by normal companies for employees is generally purchased for employees who have established formal labor contract relations. It is compulsory insurance, including five types of insurance (pension, medical care, maternity, work injury and unemployment).

Accident insurance is generally commercial insurance provided by commercial insurance companies for individuals or groups based on personal accidents or third-party injuries, which can be divided into group accident insurance or enterprise employer insurance. Commercial accident insurance is non-mandatory, which is a commercial behavior purchased by enterprises to pass on some compensation risks for those who cannot buy social insurance or are over the age of buying social insurance. Some enterprises buy in the form of group accident insurance, and the beneficiaries are generally employees, which is equivalent to a kind of welfare for employees. Some enterprises purchase in the form of employer liability insurance, the beneficiary of which is the enterprise, but the conditions and requirements of claim settlement are different from those of group accident insurance.

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