The advantages of opening mobile banking are: simple, convenient and fast. In the past, when there was no mobile banking, many people went to the bank counter to handle business, and sometimes they had to wait in line for half a day to handle a small business.

The disadvantage of opening mobile banking is that bank accounts will face certain risks, mainly from the attack of illegal network behavior. If the bank account information and password are accidentally leaked or caught by some phishing websites, the remaining money in the bank account may be transferred away.

Extended data:

Safe use of mobile banking;

1. Try not to use free WiFi to log in to mobile banking in public places.

2. Set an appropriate amount according to your usual trading habits and transfer amount.

3. Every time you log in to mobile banking, you should carefully check whether the welcome information is consistent, whether the last login time is correct, and exit in time if you find any abnormal situation.

4. After use, click the "Safe Exit" button to exit, in case the program may still run in the background.

5. Open SMS notification service. Once the account funds change, the bank will notify the user by SMS as soon as possible to ensure the security of the account.

References:

Baidu encyclopedia-mobile banking

References:

People's Network-How to Use Mobile Banking to Prevent Risks