According to Article 16 of China Construction Bank Hotspot Services, China Construction Bank credit cards are generally valid for five years. The validity period can be checked by looking at the four digits below the card number on the front of the credit card (the first is the month and the last is the year) . For example, if the next four digits of the card number are 08/15, it means that the credit card will expire in August 2015.

For the convenience of cardholders, CCB will provide you with automatic card replacement service 2 months in advance. Before the validity of your card expires, the new card will be mailed to your billing address. You will receive After arriving, you can use the new card by activating it. At the same time, the old card will become invalid. Please cut off the old card and destroy it yourself.

If you have not received a new CCB credit card or the new card has not been opened, the old card can be used until the end of the validity period; if you fail to receive the new card as scheduled when the card expires, please call the credit card company Service hotline (400-820-0588; please dial 021-38690588 for non-400 service areas).

The card number of the new bank credit card that is due for renewal will be the same as the old card number. After you open the new card that is due for renewal, the password will be the original transaction password. If you need to modify it, you can go to the China Construction Bank ATM machine to change it.

Extended information:

Credit card knowledge

Annual fee exemption policy: Swipe the card 3 times or 18 times for the Standard Gold Card to waive the annual fee for the following year (excluding business card, car card and other special cards)

Cash withdrawal handling fee: Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars.

Multiple account management: Limit ***Enjoy multiple CCB cards with the same billing date and independent repayment

Online payment: Alipay: You can use it after online registration, single payment and single payment The daily limit is 500 yuan

Instalment business: interest-free installments (3, 6, and 12 installments) from specific merchants are supported.

After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, 12, 18, 24 installments). Each installment will incur different handling fees depending on the number of installments

Billing date: every month There are multiple billing dates, and cardholders can change them once a year during the validity period of the card

Currency: RMB, RMB/USD, RMB/EUR

Reference materials:

Hot Q&A-China Construction Bank website