The difference between asset management products and trusts
First, the essence is the same, that is, the issuer is different.
1. Asset management products: Asset management company, a subsidiary of Public Offering of Fund Company.
2. Trust: trust company
Second, the supervision is different.
1. Supervision by the CSRC.
2. Trust: supervised by CBRC.
Third, the filing times are different.
1, asset management products: the asset management plan should be submitted twice, at the initial stage of raising 1, after the full raising 1, and it will be established two days after capital verification;
2. Trust: The trust has been reported to the CBRC for 1 time, and it can be established by raising in full.
Fourth, small differences.
1. Asset management products: there can be 200 small asset management plans.
2. Trust: 50 small trusts with a value of less than 3 million.
Extended data
The role of trust is the result of trust, including:
1. The function of financial management on behalf of customers broadens investors' investment channels.
2. Raise funds to serve the economy:
Because the trust system can effectively maintain and manage the owner's funds and property, it has strong fund-raising ability, creates a good financing environment for enterprises to raise funds, and more importantly, it can transform savings funds into production funds, which can effectively support economic development.
3, the role of avoiding and dispersing risks:
Due to the independence of the trust property, there is no legal flaw in the establishment of the trust property, which can resist the litigation of the third party during the trust period and ensure that the trust property is not infringed, thus making the trust system have the risk avoidance function that other economic systems do not have.
4. Promote the development and perfection of the financial system;
5, the development of social welfare, improve the role of social security system:
The establishment of various charitable trusts can support the development of science and technology, education, culture, sports, health and charity in China.
6, the trust system is conducive to the construction of social credit system:
The establishment of credit system is the basis of market rules, and credit is the cornerstone of trust. As an economic system, trust is inseparable from the support of the principle of good faith. The return of the trust system not only promoted the development of the financial industry, but also played a positive role in the construction of the whole social credit system.
Baidu Encyclopedia-Asset Management Products
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