According to the relevant data of Baidu Law, the Bank of Communications Huimin Loan can't be used, mainly because the funds of Bank of Communications Huimin Loan can only be used for cash withdrawal or direct credit card consumption. If users use it for transfer or online payment, Huimin Loan can't be used.
Bank of Communications Huimin Loan is a personal consumption loan launched by Bank of Communications. Its funds can be used for cash withdrawal or direct credit card consumption. However, it should be noted that it cannot be used for investment purposes such as buying real estate, stocks, funds and futures.