This is the full amount. If the payee is a merchant and the flower garden collection function is enabled, you can pay in installments and receive the full amount, but the corresponding handling fee will be deducted. Flower buds will only be charged to buyers or merchants by stages, and will not be charged to both parties at the same time. When installment payment is selected, if the merchant is willing to bear the cost, it will be charged according to the rate set by the merchant; What the seller does not bear is borne by the buyer, and the handling fee will be adjusted from time to time according to the changes in the market environment.

Can I pay in advance by installment?

Flower buds can be repaid in advance by installments, and they can be repaid in part or in full. Early repayment includes unpaid principal, handling fees and other expenses, and the handling fees already charged will not be refunded. Staging of flower beds can help users alleviate the shortage of funds. However, on 2065438+February 0, 2008 and 65438+2008, Huabai introduced a new function of deferred repayment. After charging a certain handling fee, the flower buds can be postponed until next month, and a certain handling fee needs to be paid.

How to deduct the installment payment?

Spend money equally on schedule and pay a part of it every month.

Users can prepay the amount of ant flower buds at the time of consumption, and make repayment on the 9th of the following month after receiving the goods. The longest interest-free period can reach 4 1 day. Ant Flower Garden has also introduced the function of flower garden staging, and consumers can repay the money in 3, 6, 9 and 12 months.

The 9th of each month is the repayment date of Bai Hua, and users need to pay off the generated Bai Hua bill on the repayment date. On the due repayment date, the system will automatically deduct the balance of Alipay account, Yu 'ebao (with the function of withholding Yu 'ebao) and fast payment by debit card (including one card) in turn to repay the outstanding part of the bill.

You can also take the initiative to repay. In order to avoid overdue, please ensure that the amount of Alipay account is sufficient. If it is overdue, a late fee of 0.5% will be charged every day.

I use the flower buds to pay the offline merchants in installments. Does the merchant know that I pay by installment?

Pay the offline merchants in installments with the flower buds, and the merchants receive the full amount, but the seller knows whether it is in installments because of the handling fee. The buyer's order handling fee for using flower buds is borne by Taobao sellers, and the handling fee rate is 65438+ 0% of the transaction amount. After the order transaction is successful, the handling fee will be deducted automatically, and it will be paid to the merchant after the order is confirmed, just like the daily order.

Like other normal orders, after the order transaction is successful (the buyer confirms the receipt), the buyer will receive the full amount.

Extended data:

There is no handling fee for applying for a refund before confirming the receipt of the flower bud installment order, and the handling fee will be charged after confirming the receipt. If the buyer applies for a full refund within 15 days after the buyer confirms the receipt of the flower bud installment order, the buyer will refund all the fees. If he applies for a partial refund, he will refund the installment fee corresponding to this amount;

If it is an order with multiple sub-orders, a transaction can only be paid multiple times if there is goods in the middle and the remaining goods are confirmed to be received first; Whether the buyer applies for after-sales refund after the second payment depends on whether the refund application time exceeds 15 days after the first payment.

Taobao-how much is the handling fee for flowers?

Taobao. com-When can the seller receive the payment for the flower bud installment order?

Have you received the full payment by installment merchants?

The garden installment merchant received the full amount. In fact, the installment payment of the flower garden is that the system deducts the full amount at one time and the user repays it in installments. If the merchant does not receive the full payment, then the user will not get the goods. Therefore, installment payment and installment repayment after the full amount are essentially installment repayment of flowers, and merchants receive the full amount when collecting money.

When installment payment is made, the available amount must be greater than or equal to the payment amount, otherwise the installment payment cannot be made. As for whether there is a handling fee for installment payment, the page display shall prevail.