Borrowing money to speculate in stocks can be roughly divided into two channels: margin trading and stock allocation. Margin financing is a very effective method. However, the risk control of margin trading and securities lending is very strict. The company has set up two insurance measures for customers. The first is an early warning line, that is, when the maintenance guarantee ratio reaches 150%, the brokerage will give an early warning to remind customers. The second one is the liquidation line. If the price is lower than 130%, the customer's position will be forcibly liquidated if they do not cover the position. The high threshold is also a feature of margin financing and securities lending. It is required to open an account with the corresponding margin trading securities firm for more than half a year, and the market value exceeds 500,000. Stock allocation, borrowing money for stock trading, stock allocation is another borrowing money stock trading model, which emerged as an investment consultant model. Stock financing companies require investors to first pay a certain percentage of margin, and then give customers 5-10 times the margin to trade in stocks. Of course, for the sake of financial security, there will be many restrictions on stock trading. Stock allocation allows some people who lack funds to seize the favorable entry time and make quick profits. This is one of the reasons. Second, stock allocation can prevent those who are doing other businesses from investing their funds in the futures market. The market will delay the operation of the business; thirdly, stock allocation needs to be supervised by the investor, which is a reminder to the stock allocators so that they can stop losses in time so that they will not lose all their funds. Investing all the money to the point of losing money, the stepped capital investment also limits investors' gambling psychology to a certain extent, and buys time to adjust their operating ideas.