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Is there any requirement for futures software not to save money?
I don't know what futures software you are looking at. General trading software doesn't need this. Just log in directly with the account password given to you by the futures company. At first, there was no money in your account. How much speculation do you want to use to transfer yourself from your bank account? If it is a special purpose, do it according to the requirements of the software provider, but be careful not to be taken in by a liar.

As for the initial capital of 5w, this is required by the CSRC, but you are not required to transfer it directly. You can deposit it in a bank account and transfer it to a futures account.