1. Purchase of money funds

(1) If you want to use the stupidest and simplest method, money funds are a good choice, because the risks of money funds are very small and the returns are small. Relatively stable. After investors buy, they don’t have to worry about large fluctuations in the fund, and the fund will not suffer heavy losses all at once. They don't need to pay attention all the time, just look at it occasionally.

(2) Generally speaking, the returns of monetary funds are regularly higher than those of banks. Although the risk may be slightly higher, you will not lose money if you hold it for a long time. When choosing the size of a monetary fund, you can choose a larger monetary fund.

2. Fund fixed investment

Fund fixed investment is more suitable for high-risk fund types, such as stock funds, hybrid funds, index funds, etc. Fixed fund investment saves time and effort. It belongs to the lazy investment model. It will automatically make regular quota investments based on settings. When the market goes down, by buying equal amounts at this time, you can gain more shares, reduce costs, and diversify risks.

:

1. Fund, in English, is fund, which generally refers to a certain amount of funds established for a specific purpose. It mainly includes trust investment funds, provident funds, insurance funds, retirement funds and various foundation funds.

2. From an accounting perspective, funds are a narrow concept, referring to funds with specific purposes and purposes. The funds we mention mainly refer to securities investment funds.

3. According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund shares can be increased or redeemed, they can be divided into open-end funds funds and closed-end funds. Open-end funds are not listed for trading (depending on the situation), and the fund size is not purchased and redeemed through banks, securities companies, and fund companies; closed-end funds have a fixed term and are generally listed and traded on stock exchanges, and investors buy and sell funds through the secondary market share.

(2) According to different organizational forms, it can be divided into legal person funds and contract funds. A fund is an investment fund company established by issuing fund shares, usually called a corporate fund; a fund is established by a fund manager, fund custodian and investors through a fund contract, usually called a contract fund. All securities investment funds in China are contract funds.

(3) According to different investment risks and returns, they can be divided into growth funds, income funds and balanced funds.

(4) According to different investment objects, they can be divided into stock funds, bond funds, money market funds, futures funds, etc.

Hope it can help you.