According to the different types of risk aversion, the main modes of "insurance+futures" include "insurance+futures" mode with price guaranteed, "insurance+futures" mode with income guaranteed and "insurance+futures" mode in both directions. First, the price guarantee "insurance+futures" model. This model is mainly to help farmers avoid the risk of falling prices of agricultural products. Second, the "insurance+futures" model with guaranteed income. The main purpose of this model is to protect farmers from obtaining stable sales income of agricultural products. Third, the two-way "insurance+futures" model. This model is suitable for farmers and agricultural enterprises to sign agricultural products purchase contracts, and at the same time provide price insurance for farmers and agricultural enterprises.