It's ok to take risks, but what's more important is whether you can bear the consequences of this risk. Don't fail to start a business, still owe millions all your life, or come back overnight to liberate money because of speculating in futures. For the sake of fame and fortune, I gave my life, lost my wife and lost my soldiers. In this case, for example, a college degree can't determine your height, but at least it can keep an admission ticket and the bottom line of a class. With this, the probability that you can do manual work is greatly increased. Don't run red lights, drive too fast, hurt the self-esteem of people with low self-esteem, naked resignation and so on. Because some small probability things are not well evaded, other high probability things are put in. People should treat objectively existing risks rationally, and some risks should be avoided as much as possible, because once encountered, you may not get up. Schopenhauer's wisdom tells us that reasonable pessimism and rational pessimism are important weapons that can guide life.