The lightning loan business of China Merchants Bank must comply with the provisions of relevant national laws, regulations and policies, and shall not be used in areas that violate national laws and regulations and prohibit bank loans from entering. The money from lightning loans can only be used for daily consumption, and it is not allowed to invest in stocks, futures, bonds, real estate and other areas where bank loans are prohibited by the state regulatory authorities, or to invest in registered enterprises, shares and other equity investments, or to purchase financial products.

(Response time: May 2020 1. Please refer to China Merchants Bank official website for the latest business changes. )