1. Investment consultant.
Investment consultant refers to the person who gets paid for providing investment advice, and it plays a very important role in investment services. Investment consultants can be divided into broad sense and narrow sense. Investment consultants in a broad sense can refer to professionals who provide professional advice for financial investment, real estate investment, commodity investment and other investment fields.
In a narrow sense, an investment consultant refers to a person who provides professional securities investment consulting services for securities investors (usually shareholders) in the securities industry (such as securities companies or professional securities investment consulting institutions). The task of an investment consultant is to help clients achieve their investment goals, for which he needs to always maintain comprehensive and in-depth communication with clients.
Second, financial data analysts.
Cultivate professional institutional investors; Manage open-end funds, establish and operate the growth enterprise market; Manage insurance funds and pension funds; Carry out demutualization and asset securitization of commercial banks; Responsible for stock index, futures analysis and venture capital management.
Collect the information of the research object, conduct analysis and research on its products, and provide analysis and research and investment value reports; Track the changes of the research object, dynamically judge the changes of the investment value of the research object in time, make the expected return on investment and risk analysis, and adjust the investment operation suggestions; Design, negotiation, contract issuance and maintenance of various financial products publicly issued.
Third, financial planners.
Financial planning refers to the use of scientific methods and specific procedures to develop practical and operational financial planning for customers, mainly including cash planning, consumption expenditure planning, education planning, risk management and insurance planning, tax planning, investment planning, retirement planning, property distribution and inheritance planning.
The purpose of financial planning is to enable customers to continuously improve their quality of life, even if they are old and weak or their income drops sharply, they can maintain the established standard of living. The goal of financial planning has two levels: financial security and financial freedom.
Financial planning is a comprehensive process of evaluating the financial needs of individuals or families in all aspects. It is a comprehensive financial service that professional financial personnel analyze customers' life and financial situation by defining their financial objectives, so as to help customers make feasible financial plans.