1. Are mobile loans reliable?

Reliable

2. Can ICBC loans be taken on mobile phones?

Yes. ICBC mobile phone loan is a reliable mobile phone loan, because ICBC mobile phone loan is strongly backed by a bank under the Industrial and Commercial Bank of China.

The following are the loan conditions for borrowers to apply for ICBC mobile phone loan:

< p>1. The borrower is over 18 years old and under 65 years old;

2. The borrower has good behavioral ability and is a mainland citizen;

3. Certificate, household registration certificate , Proof of marital status;

4. The borrower has a stable source of income and the ability to repay the principal and interest of the loan in full and on time;

5. The purpose of the loan complies with national laws, regulations and relevant regulations.

ICBC Mobile Loan is a mobile loan worth borrowing. The process for borrowers to borrow money from ICBC Mobile Loan is as follows:

1. Open the homepage of ICBC Mobile Loan and register with ICBC. Enter a bank mobile loan account and log in;

2. Log in to the account and click Personal Loan to enter the personal page;

3. Complete personal information and wait for review by ICBC mobile loan customer service;

4. Review

5. The borrower enters the loan amount and repayment period on the loan page;

6. After the ICBC mobile loan is disbursed, the borrower will Repayment.

Log in to the personal mobile banking version of ICBC "Personal Loan" and follow the page prompts to apply for easy loans and applications

1. Applying for a loan should meet the conditions stipulated by ICBC

2. Currently only time deposits are supported.

Application conditions:

1. Natural persons with full capacity for civil conduct, aged 18 (inclusive) - 65 (inclusive). between foreigners and residents of Hong Kong, Macao and Taiwan as borrowers, they should have lived in the territory of the People's Republic of China for one year and have a fixed residence and occupation

2. Have a legal and valid Proof of identity, household registration certificate (or valid marriage statement);

3. Have a good credit record and willingness to repay

4. Have the ability to steadily repay the principal and interest of the loan

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5 The purpose is in compliance with national laws, regulations and relevant provisions, flowing into the securities market, futures market, and used for equity investment, real estate projects to obtain illegal income, and other projects that are clearly prohibited from operation under national laws and regulations

6. Be able to provide a legal, valid and reliable house mortgage recognized by the bank

7. Open a personal settlement account with ICBC

8. Other conditions stipulated by the bank< /p>

3. Are mobile banking loans reliable?

As a new service that combines electronic currency and mobile communications, mobile banking provides bank customers with more convenience, speed and efficiency. Financial services.

Major banks have also actively used new technologies such as big data and the Internet to launch a variety of products to reduce transaction costs and extend service radius.

4. Can mobile banking provide loans? Is it safe?

Mobile banking can provide loans.

With the development of mobile banking, mobile banking not only allows people to make loans at any time. Handle a variety of financial services at any location, and greatly enrich the content of banking services, allowing banks to provide customers with traditional and innovative services in a convenient, efficient and safer way.

Mobile banking serves as a mobile banking service. A brand-new service that combines electronic currency and mobile communications to provide bank customers with more convenient, faster and more efficient financial services. Major banks have also actively used new technologies and means such as big data and the "Internet" to launch various services. A series of products, reducing transaction costs and extending service radius

Extended information

With the development of technology, mobile phones, watches, bracelets pay, QR code payment, and face recognition. Waiting for financial technology equipment to be constantly updated.

Nowadays, many banking services can be handled on the mobile phone. Taking loans as an example, customers do not need to go to the bank or submit various supporting documents. They only need to " Scan your face and take a photo to complete the relevant identity verification work.

At present, in addition to facial recognition technology, some banks also use a variety of technologies such as biometrics, device fingerprints, and associated networks. Cross-auxiliary verification ensures the accuracy and security of online operations.