If your truck and other vehicles are overdue for two years, it may have a negative impact on your credit history, which in turn will affect your future loan application.

Credit record is one of the important bases for banks and other financial institutions to evaluate the credit status of loan applicants. If your credit history shows that there are vehicles that are overdue for a long time, the bank may think that your credit is not good or doubt your repayment ability. This may expose you to higher interest rates, lower loan amount or the risk of being rejected in the loan application.

In addition, overdue vehicles may be noticed by other financial institutions and have a negative impact on your credit rating.

In order to avoid adversely affecting your future loan application, I suggest you solve the problem of overdue vehicles as soon as possible. You can contact relevant departments or contractors for specific solutions and take actions to clean up credit records and improve credit status.

Please note that the above answers are for reference only, and the specific credit evaluation and loan approval results will be decided by the relevant financial institutions according to their internal policies and procedures. It is suggested that you consult a professional credit consultant or a local financial institution to obtain more accurate and detailed information.