The orderer of Shengtong Sifang is reliable. Shengtong Sifang Digital Commodity Market Co., Ltd., established on 20 18, belongs to Shaanxi Zhongteng Shengnuo Industrial Development, located in Hanzhong City, Shaanxi Province, and is an enterprise mainly engaged in Internet and related services. The registered capital of the enterprise is RMB 80 million. Legal representative: Li, unified social credit code 91610700mA6YU6G35k, registered address: No.8 Nanzheng Avenue, Nanzheng District, Hanzhong City, Shaanxi Province. General project: Internet data service; Digital culture creative technology and equipment sales; Network and information security software development; Data processing and storage support services; Wholesale of computer software and hardware and auxiliary equipment; Agricultural and sideline products sales; Digital culture creative content application service.
Second, isn't credit loan illegal?
After you apply for a loan, you will sign the contract, which is recognized by national laws. If you don't repay the loan according to the contract, the lender has the right to investigate your liability for breach of contract, and if the circumstances are serious, you can ask for compulsory execution of the judgment.
3. Is it illegal to lend a credit loan to others?
Legal analysis: breaking the law, obtaining a large amount of illegal credit from financial institutions or being detained, and imposing a fine of more than one time but less than five times the illegal income; If the amount is huge, a fine of not less than three years but not more than seven years but not more than five times shall be imposed.
Legal basis: Article 175 of the Criminal Law of People's Republic of China (PRC) lends institutional credit funds to others at a high interest rate, and if the amount of illegal income is relatively large, he shall be sentenced to criminal detention and fined between one and five times the illegal income; If the amount is huge, a fine of not less than three years but not more than seven years shall be imposed. If a unit commits the crime mentioned in the preceding paragraph, the person in charge and other persons who are directly responsible for it shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention. Article 175-1 Obtaining loans, bill acceptance, letters of credit, guarantees, etc. Whoever cheats a bank or other financial institution, causing heavy losses to the bank or other financial institution, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also, or shall only, be fined; Give particularly heavy losses or have other particularly serious circumstances, and impose a fine. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and the personnel specified in the preceding paragraph shall be punished.
4. Is Zhongteng Credit Loan illegal?
Zhongtengxin Loan is a loan service provided by Zhongtengxin Financial Information Service Co., Ltd., a holding company of CITIC Industrial Fund. Official website shows that the loan interest rate is between 0.85%- 1.79%, and a certain service fee will be charged. Judging from the company's qualification and loan rate, Zhongteng Credit Loan is not illegal and does not belong to.
However, I would like to remind everyone that when lending to Zhongteng, we should pay attention to whether the actual borrowing cost exceeds the national standard, and try not to apply for loans with an annual interest rate of more than 24%, especially more than 36%.