Ways to guard against financial risks
First, adhere to law-abiding operations and prevent risks according to law. In order to safeguard national financial security and guard against various financial risks, the national legislature, administrative organs and financial supervision departments have promulgated a large number of laws, regulations and rules, which are legal weapons to guard against financial risks and must be used well.
Financial enterprises should operate according to law, be good at using legal means to prevent and resolve risks, and the regulatory authorities should supervise and strengthen supervision and guidance according to law to remind enterprises to guard against risks; Law enforcement agencies should strictly enforce the law. If illegal financial activities cause risks and losses, sanctions should be corrected in time to minimize risks. In addition, they should be good at using policies and other mechanisms to prevent risks.
Second, abide by social responsibilities and effectively prevent risks. To guard against financial risks, financial enterprises need to abide by their own responsibilities and social responsibilities.
First of all, the financial industry should fulfill the responsibility of depositors' safe deposit boxes, put the safety of depositors' funds and property in the first place, carry out business activities within the bottom line of ensuring the safety of funds, and effectively prevent risks.
Secondly, the financial industry should fulfill the responsibility of preserving and increasing the value of depositors' property. Only when the financial property is invested in legitimate business activities and used in industries and industries beneficial to the national economy and people's livelihood can it continue to increase in value with the development of entity enterprises.
Third, attach importance to the application of science and technology and effectively guard against risks. Financial enterprises should adhere to the principle of risk prevention and technology first.
Continue to increase investment in science and technology prevention, closely follow the latest trends of financial crimes in a timely manner, constantly sum up experiences and lessons, and make timely and careful responses according to the latest changes in illegal and criminal means, so as to achieve "a height of one foot, a height of one foot" and firmly grasp the initiative and initiative to control risks.
Four, establish and improve the system, and strive to prevent risks. It is inevitable that China's financial industry develops late, especially some emerging financial enterprises start late, lack financial management experience, lack of understanding of financial risks and imperfect rules and regulations.
Therefore, we should establish and improve the system of preventing financial risks, including risk early warning system, risk early warning system, risk emergency disposal system, risk resolution and relief system, risk prevention linkage mechanism and so on. Effectively realize early detection, early warning, early disposal and early remedy of various risks.
V. Give full play to the advantages of the system and guard against risks. China's financial system and financial management have their own characteristics and advantages, forming a pattern of risk prevention and control led by government departments, the responsibility of financial regulatory agencies, the implementation of financial enterprises, the participation of national law enforcement departments and judicial organs, and the mutual linkage of financial systems.
Sixth, strengthen analysis and judgment, and guard against risks scientifically. Although financial risks are ubiquitous and changeable, we can understand and grasp the characteristics and laws of various financial risks as long as we conduct in-depth research, dissect specific cases, exchange risk information, comprehensively sum up experience and strengthen exchanges and cooperation.