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I have 100,000 idle funds and can invest 50,000 every year. How can I invest and manage my finances well? Please give me a recommendation from an expert~!

There are many channels for investment and financial management. I have never done funds or RMB financial management. What I do is honeysuckle spot investment.

Stocks are trapped, and futures risks are so high! How can we invest and make money? ! Electronic spot to relieve worries! ?

The threshold is low, the risks are small, the returns are higher than stocks, and the risks are smaller than futures. ?It is supported by the government and is easy to operate. As long as friends with some stock experience can trade online by themselves!

With soaring prices and inflation, are you aware of the importance of currency preservation? !

What investment time is short and the income is high? ! -------Spot electronic trading!

What kind of transactions offer high returns on small investments? ! -------Spot electronic trading! ?

What kind of investment has freedom of time and location? !

-------Spot electronic trading!

What kind of investment can you learn instantly even without academic qualifications? ! -------Spot electronic trading!

Instead of depositing money in the bank and sleeping with it, it is better to invest it and let the money make money! ! What are you still hesitating about? Act quickly! ! ?

Let me share with you what spot trading is and the advantages of spot trading investment: 1. Spot trading: Spot trading is an emerging trading method after stocks and futures! It is a trading method that takes the actual commodity warehouse receipt to the market for trading, and then earns the difference! 2. Advantages of spot trading: 1. 20% margin, small and big. Stocks: You can only buy as much stock as you have. Spot: Margin system, you only need to pay 20% of the transaction amount to carry out 100% of the transaction. 2. Two-way trading

Stocks: One-way trading, you can only make money when the price goes up.

Spot: As long as the price rises or falls in the right direction, there is profit margin.

3. Invest funds

Stocks: at least several hundred or thousands per hand.

Ready stock: A batch can be operated for about 60 yuan.

4. Trading mechanism

Stocks: T+?1 trading, if you buy today, you can sell it the next day.

Spot: T+0 trading, you can trade multiple times on the same day to gain profits. 5. Settlement method: Stocks: No matter how much money you make today, you cannot use it unless you sell it. Spot: The money earned today can be withdrawn today and reinvested later. 7. Control of stocks: easily controlled by market makers and groups. Spot: It adopts the transaction form of delivery at any time, which is difficult for institutions or large customers to operate

Recognized by national laws and regulations, and strongly supported by the government. Electronic spot is a policy that benefits farmers supported by the state in order to rationally allocate bulk agricultural product resources and promote agricultural modernization. It is the only comprehensive mid- and long-term electronic trading market for agricultural products under the centralized management of the Ministry of Commerce. National support, legal recognition, and great development potential. 2

Investors can conduct electronic transactions and spot transactions. In electronic spot trading, you can choose to eventually purchase the physical object, and many large merchants will eventually choose the physical object, which guarantees low prices and reduces risks. Compared with the settlement method of futures bulk commodity electronic trading, Flexible and diverse, it can be delivered in advance or immediately, and physical delivery accounts for a large proportion. In futures, physical delivery can only be delivered after the contract expires, and the weight and proportion of physical delivery are minimal in futures contract transactions. 3

The T+0 trading mechanism is implemented, and the product recognition is high. Investors can take profits in a timely manner according to the market situation, and do not need to wait until the next day to miss the opportunity. At the same time, you can also stop losses in time to avoid being trapped by luck. 4

The market trend is continuous, and investors have strong ability to seize opportunities. The spot commodities are mainly agricultural products such as yam, yam, honeysuckle, etc. Their price fluctuations are mainly affected by supply and demand, weather and climate, and are relatively easy to grasp. At the same time, electronic trading of bulk agricultural products is mainly to promote the circulation of agricultural products, reduce business costs, and achieve convenience and Fast and safe material flow, information flow, and capital flow are unified, the speculative atmosphere is not strong, and price fluctuations are relatively small. Less risky. Five

Emerging markets have huge investment potential, but friends who have done two-way trading in stocks know that when the stock market first started, all fools made money. Now it is easier to make money even if you have high-end software. Difficult, and at the same time, the stock market can only make money by doing long, so not every time period can make money. Electronic spot has just been launched and is an emerging market. It has huge potential just like stocks in the 1990s. In Europe and the United States, electronic spot is a more mainstream market than the stock market. China's financial system has also been moving closer to Europe and the United States, such as stock index futures. of launch. At the same time, electronic spot can be long or short, and you can make money no matter whether the price rises or falls. This ensures that you have a chance to make money every time the market opens. Six

The investment threshold is low, and you can buy a batch (equivalent to a lot of stocks) with just a few dozen yuan. Electronic spot products have a low threshold and are suitable for mass investors. With fast returns, they are a more suitable financial product. Unlike gold and spot products, which have high risks and high thresholds, they are suitable for high-end people.

Seven

The trading platform is simple and easy to understand, and the transaction fees are low

The leverage ratio is 5 times, and the profitability is strong. The leverage ratio of five times means that you only need to pay 100% when trading. A deposit of 50 yuan means that you only need to pay 100 yuan for something worth 500 yuan. This will greatly improve your profitability when the money-making effect is good. Of course, because there is leverage, the risk is relatively high, so use leverage cautiously when you have the opportunity. 9

Same as stocks, funds are safe and reliable, and bank transfers are fast. The funds for electronic spot trading are also supervised by the three parties of the bank, just like stocks, and are safe and reliable.

Ten reasons for investing in spot stocks:

1. As long as you have access to the Internet, you can buy and sell, and the price technology is similar to that of stocks.

2. There are thousands of stocks, spanning all industries, and it is difficult to choose. However, spot investments can be concentrated in one or several varieties.

3. Electronic transactions have physical delivery, and transaction prices fluctuate around the spot market price. Stocks are not physical objects and have no value in themselves.

4. Electronic transaction fees are low and rebates are high.

5. When you buy stocks, you hand over your money to the company. When you trade electronically, you use your own money to manage your business, which is equivalent to opening your own trading company.

6. Stocks purchased on the same day cannot be sold on the same day, and the money sold on the same day cannot be transferred out on the same day. Spots can be bought and sold on the same day under T+0, and funds can be transferred on the same day.

7. When buying stocks, you have to wait for the stocks to rise before you can make money. However, spot trading is a two-way transaction. You can make money whether it rises or falls, and there are more opportunities.

8. Spot has absorbed the stock trading method, the market software is free, customers can trade with their account password, and the three-party custody of funds ensures the safety of funds.

9. Spot has also absorbed the margin system of futures. You can do 100% of the business with 20% of the funds, saving funds and amplifying profits.

10. Compared with futures, spot prices are lower, account opening is convenient, and the amount of funds required to open an account is low.