As long as the customer confirms the steady financial management of Alipay online merchant bank, the webpage will automatically jump to download the online merchant bank APP for free. Only after downloading the online merchant bank APP for free can you buy sound financial management, so if you want to buy sound financial management from the online merchant bank, you can download the APP quickly.
In addition, it should be noted that the wealth management that online merchant banks can buy is Yu Bao Li, which can be directly transferred and transferred, which is very convenient. At this stage, I usually work with money funds and secure wealth management. Every day is 6 days long, these two have no deadline, and their coordination ability is very good.
At present, it is estimated that the seven-day annualized income of connecting with the money fund is around 1.6%, which is only for the sake of safe financial management. The income of Tian Tian Growth No.6 is higher than that of the Monetary Fund, which is currently above 2%. It should be noted that this annual interest rate will change, so everyone should take what they saw at that time as the standard.
Does Alipay have to open an online merchant bank account? Alipay wallet financing does not necessarily need to open an online merchant bank account, and it can manage money without opening it, but it means that you can't buy online merchant bank financing without opening an online merchant bank. For example, jade belongs to online merchant bank financing. If it is not opened, you can't buy jade.
It is relatively convenient and quick for Alipay Wallet to open personal online banking. You only need to search online merchant bank on Alipay homepage, and you can authorize it with one click. However, if you don't want to open it, you can manage your money, which has no effect on Alipay wallet.
For example, Yu 'ebao, money fund, hybrid fund, index fund, bond fund, stock fund and some wealth management products can be purchased without opening an online merchant bank. As long as the investment and financial management of Alipay project are confirmed immediately, it is very convenient to find a suitable financial management purchase.
Among them, the popularity of Yu 'ebao is very high. Because Yu 'ebao can be deposited at any time, taken out at any time, and can also be used for buying transactions immediately. It is equivalent to a current deposit account, which can not only be profitable, but also be paid at any time. Be loved by most people. Yu 'ebao is actually docked with the money fund, which is not risky and will have benefits.