Fair use is not money laundering. Receipt and payment on behalf of customers is a business that our bank handles the receipt and payment of designated funds on behalf of customers by using its own settlement convenience. Fees are collected and paid by intermediary companies or third parties. As the name implies, collecting and paying on behalf of others means paying first and then taking, and the amount must be equal. Such as handling transportation business. If you charge a certain percentage of the handling fee, it will change the nature. Entries for collection and payment: when paying, debit: other receivables; When withdrawing bank deposits, debit: bank deposits: other receivables.

I. Online Banking Enterprise Services-Frequently Asked Questions on Company Collection and Payment

1. What services can Payroll provide for enterprises?

Answer: "Agency business" includes two kinds of services, namely, agent paying wages and other agents paying wages. Enterprises can pay wages, bonuses and other legal funds allowed by the People's Bank of China from the bank settlement account of RMB unit to the bank card or current passbook opened by employees in China Bank or other banks, thus reducing the cash holdings and transaction volume of enterprises and improving work efficiency.

2. What is the scope of payment by the People's Bank of China?

A: Wage and bonus income; Income from labor services such as manuscript fees and performance fees; Principal and income of bonds, futures, trusts and other investments; Income from the transfer of personal creditor's rights or property rights; Personal loan transfer; Securities trading settlement funds and futures trading margin; Inheritance and donation of money; Insurance claims, premium refund and other funds; Tax refund; Sales revenue of agricultural and sideline products and mineral products and other legal funds allowed by the People's Bank of China.

3. Can you set permissions for employees and financial personnel engaged in human resources in the "Payroll" product to realize the requirement of employee salary confidentiality?

Answer: Because most enterprises hope that only employees engaged in human resources management can master the details of individual wages, while financial personnel are only responsible for the overall payment of funds, the query function of our "total wages" product is divided into "batch details query" and "transaction details query". Enterprises can apply for "personal details inquiry" for human resource management employees and "batch details inquiry" for financial personnel according to their own conditions, so as to realize the requirement that financial personnel can only view the total amount of wages and bonuses and keep employees' salaries confidential.