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How to manage money with 1000 yuan?
1000 yuan How to manage money? What are the methods? 1000 yuan is a relatively small sum of money, which is not very effective to manage and will not generate much income in the short term. In addition, many investment and financial management methods have high thresholds, and 1000 yuan is far from meeting the requirements. But I think 1000 yuan can still be used for investment and financial management. Please see below.

1000 RMB for financial management

I. Fixed investment of the fund

It is suggested to invest in the funds in 300 yuan every month, and make use of the advantages of evenly spreading risks and the power of "compound interest" calculation to reinvest dividends to obtain relatively stable income. 1000 yuan How to invest and manage money? Personally, it is a good way for the fund to make a fixed investment. As long as the operation is proper, it is not a problem that the annual interest rate exceeds 10%.

It should be noted that it takes a long investment cycle for the fund to achieve an ideal return on investment, and it is recommended that it be at least 1.5 to 3 years. This is a conservative plan, and there are not many market changes that individuals need to consider. Young people can also devote part of their energy and money to directly participate in and study the stock and fund markets.

Second, buy P2P products.

Take out 500 yuan to buy p2p products. P2P products are emerging in recent years, and now the benefits are still relatively high. 300 yuan can also invest in P2P products, such as group loan network, which is very good. The continuous service period is 1-36 months, and the reference annual rate of return is between 7%- 12.6%, and the income is at the middle level in the industry. Now, the newly registered users will receive 5 18 yuan investment red envelope and 2,888 yuan experience bonus, with many discounts. Click Register.

Third, daily savings.

The rest of 200 yuan is used for daily savings in case of unexpected expenses or purchase of big items in the future. This part can be put into products like Yu 'ebao, and you can enjoy the income of about 4%, so you can take it at will.

In short, although 1000 yuan is not a large sum, you can still accumulate wealth as long as you invest and manage your finances slowly. In addition, the risk that the annualized income of wealth management products exceeds 15% is high, so don't touch it.