In the past, both RMB and USD were depreciating in relative kind (note that it is relative kind, that is, inflation), so we should find ways to reduce the amount of money held. This is nonsense in China. However, the popular investment view of the American public is to hold cash, bonds, stocks, pensions, fixed assets and so on. In proportion. In China, the first two items have been deleted.

Secondly, the types of investment should not be too few. In fact, this is a rigid textbook risk diversification theory, but in troubled times, this is the only way to find a relatively simple method. Therefore, real estate, gold and stocks should be held in a decentralized manner. Because the stock market corresponds to the real economy, buying stock index futures is equivalent to investing in the whole real economy. If the currency depreciates, but the economy keeps growing, it should be a long-term hedge.

Financial assets, such as futures, foreign exchange, and antique works of art, should not be touched unless you are an expert. If you really want to buy it, buy a fund.

It's actually a good idea for Guo Lei to invest in the construction industry, but you'd better be an insider. In fact, your industry will always have investment opportunities. If you used to be a risk-averse and honest office worker, you might as well explore the investment opportunities around you.