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Is it necessary to buy an Apple mobile phone in installments?
It's not necessary.

According to Zhihu, whether you earn money after work or the student party has no income, don't buy a mobile phone by stages. It goes without saying that installment with interest is very inappropriate. When you pay back all the money on your mobile phone, it will be much more than the money you bought at the beginning, and the interest money will add up to a lot.

Staging is to do one thing in stages and batches.