High-risk and high-yield investment
1, stock
The uncertainty is very large. There are many myths about getting rich in the stock market, but more exist only in stories and rumors. After graduation, I worked in the securities industry for nearly 7 years. I have seen many "stock gods", claiming to buy a house and a car, but no one knows the real situation.
If you are in a bull market and enter the market early, it is relatively easy to earn 30%~40% a year. The latest wave is from the second half of 20 14 to the first half of 20 15. Many stocks have doubled or even tripled, and even if they only eat the middle profit, the income will easily exceed 80%.
2. Fund:
This road is basically impassable.
According to the statistics of Tian Tian Fund Network, there are currently more than 3,600 funds in China, but only 62 funds have achieved a three-year return of 108%, that is, an annual return of 36%, with a probability of 1.7%. In other words, you can only choose those funds with good performance, unless you have excellent personality, good luck or unique vision.
Of course, if you settle for the second best and the rate of return is reduced by more than half to around 13%~ 15%, then you can invest in fixed funds for at least five years. If we catch up with the bull market, as long as the funds invested are not too bad, the annualized income may reach 15%.
3. Futures.
Unlike stocks, futures is a typical leveraged investment. You can trade with a relatively small investment by paying a small amount of margin and through a futures trading margin account. And futures trading, both ups and downs can make money.
For example, if I participate in sugar futures, the margin is 10%, and the primary contract is 100 yuan, then I can pay the margin of 10 yuan and buy sugar futures with a value of 100 yuan. If the sugar price rises by 10% in two days, I will earn 10 yuan, and the yield will be. The middle 10 times is the leverage ratio of futures.
Might as well do some "small business" and "small business" within your power.
Everyone has a WeChat service.
This thing of WeChat business really can't be killed with a stick. My former colleague, a girl in 1990, asked for leave early after she got pregnant the year before last, and then simply resigned. She works at home and buys all kinds of maternal and child supplies, with a capital of 50 thousand. Last year, she earned 1 ten thousand yuan. She also opened an online shop this year, and it is said that she will hire an agent. Her annual income starts at least at 20%. And I heard that there is still an entrepreneurial platform with zero investment and no hoarding in WeChat business. Of course, this must first have its own channels, preferably customers, and it coincides with the target customers. For example, she is usually a treasure mother, who hangs out in major mother-infant forums, knows many mothers of the same age around her, and can start a business slowly.
Similarly, various purchasing is also a truth.
I also know a man who made a fortune by selling steamed bread, pies and China steamed buns.
When I was in high school, there was a family in the community. The working couple are in their thirties, and their children go to school in their hometown. They want to buy a house in Beijing, but the salary is not too high, and the down payment is another problem. But they have the skill of making cakes, and slowly save money by selling steamed bread, pies and China steamed buns.
The woman is not busy with her work, as if she is cleaning. The unit is close to home, and she usually gets off work early, dragging noodles and meat home with an electric car. In autumn and winter, they mix dough at night, and at the beginning of spring and summer, when they get home from work, they start chopping meat, making buns and pies, and then put them in a steamer to keep warm. The next morning, they went to the nearby or subway station to sell them. Meat 1 yuan, vegetarian dishes are 50 cents, and pies seem to be 1 yuan, which is quite popular in the neighborhood. Generally, it is collected before 9 am, and the woman leaves her things at home and goes to work. They have worked in rain or shine for at least four years. Later, many people in the community said that they bought a house in the suburbs of Beijing.
It's enlightening to think about it now. How much is it to buy some noodles and meat dishes? People slowly saved up hard money and earned a suite, which was worth it!
In fact, whether it is a simple investment or a reliable small business, it takes necessary time and energy. It is not easy to make money. The greater the return you ask for, the more efforts you have to make and the more necessary risks you have to take.
Or, put your mind at peace, make investments that seem to have low returns but lower risks and are more rational, and then stick to it, and the rose of compound interest investment will eventually bloom.
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