When people reach middle age, the smartest way to live is to "save money". What do you think?

There are many crises in mid-life. There are seniors and juniors. There is not much time at all. Stop and think about it. The purpose of saving money is to avoid risks, to avoid debt, and to increase leverage. On your own, leave the good things to your wife and children.

Many operations and details cannot be said to be smart at all, because money is needed to develop things themselves, money is needed to be human and sophisticated, money is also needed to make money, rice, oil and salt, and money is needed to support a family.

Middle age is a history of humiliation. Only when you have money in your pocket and risk reserves can you hold your head high and not be afraid of the wind and the sun, and not be afraid of the hardships of God.

Saving money itself is because you have a sense of security. Having money brings happiness. If you don’t have money, you won’t get the respect and understanding you deserve. Money brings great face, and the prerequisite for family harmony is not love. , but interests.

People have no extra choices at all. After adulthood, dreams and ideals must give way to reality, because unrealistic ideas are not as practical as moving bricks and carrying coal.

Everyone is deeply aware of the objective reality that only when you are young can you make money. Only by consuming your physical advantages as early as possible and quickly replacing the money can you satisfy your children's education, life, and future career and future needs. A great addition to the family.

Chinese people feel bitter not because of poverty, but because of responsibility. Those who are poor cannot suffer from education, those who are poor cannot suffer from children, and those who are poor cannot suffer from wives.

Here comes the problem. In today’s society, there are no skills and other ways of monetizing, and you have to support your family. Wage income alone can no longer meet actual needs.

With prices soaring, the purchasing power of money declining, and the rules of the game changing, the times require more people who understand technology, have better collaboration and management capabilities, and do not require too many labor resources.

Even Foxconn, coal mines, restaurants, and express companies have introduced robots and artificial intelligence one after another, and many professions have been eliminated.

Is saving money the smartest way to live? No, but the prerequisite for saving money is to be virtuous, self-improvement, and wise. The prerequisite for saving money is that the country is peaceful and the people live and work in peace and contentment, and the economy develops slowly.

There is a smarter way of living, but it is not suitable for farmers and people with small farmer consciousness, because the sickle used to cut leeks grows faster than the leeks themselves, and it is easy to be harvested accidentally.

Increasing passive income, increasing cash flow channels and methods, and creating other forms of wealth are just words. For ordinary people, you have to buy stocks, bonds, futures, funds, insurance, gold, precious metals, and Moutai. Very few.

Besides, there is nothing you can do about it knowing the currency is diluted. You can only grab what you can grab, so that you will not be harvested, and you will not be lucky enough to get rich overnight, but to hold on to the ship of family, because this ship is full of holes. There is simply no way to withstand the slightest risk in the precarious reality, otherwise it will be a disaster!

I am 38 years old. I have bought 10 grams of gold every year since I paid off my mortgage. No matter whether it is expensive or cheap, my income is divided into three parts, one for children’s education, one for daily expenses, and one for savings. Regularly, yes, I don’t know how to manage money. As long as I raise enough 10,000, it will be a regular one-year period. If I raise enough 50,000, I will save it for 2 years. If I raise enough 100,000, I will save it for 3 years. In this way, things are due every year, so you don’t have to worry when you need money. As for daily expenses, as long as my family needs it, both the rich and the poor will buy it. So I don’t have to leave, and the house is very tidy. I hope that I will continue to be self-disciplined. Saving money makes me happy, and saving money gives me enough confidence and security.

I think this sentence is not very comprehensive. According to the general classification of age groups in modern society, people over 45 to under 70 are middle-aged. Through our own experience and observation of other people around us, it is not difficult to find that in addition to saving money, we should also pay special attention to health and Keep in good health. Therefore, I think that when people reach middle age, taking care of themselves and saving money should be the most important thing.

In terms of the physiological functions of the human body and the approximate working life of various organs, after the age of forty-five, most people’s physical conditions begin to decline. In other words, the middle age is when the physical condition starts to alarm frequently. age group. To put it figuratively, the human body machine is at a critical moment when it needs to be maintained and lubricated.

In the previous stage, in order to get ahead at work, I would participate in a lot of social activities that were harmful to the body. I would work hard to make money so that the whole family could live comfortably, which would consume too much physical and energy. , or even overdraft the body. In middle age, various diseases and adverse reactions will appear frequently. If you do not pay attention to maintenance at this time, the body will fail faster, which will increase your own pain and bring harm to your children and grandchildren. trouble!

Saving money is, of course, a theme for middle-aged people. Although people have some savings in middle age, the elderly in the family still need to be supported if they are not retired from work. If the elderly are sick, they will still need to spend a lot of money. In some families, children have just left school and still need to find a job, find a partner, and buy a house. According to traditional Chinese habits, this requires parents to invest considerable financial resources, all of which require money.

At the same time, we must also make preparations for ourselves to enter old age.

Today's young people are also under a lot of pressure. After they start a family and start a career, they don't have much time, energy and financial resources to take care of the elderly. Middle-aged people have to consider that when they lose the ability to work or become unwell, they will need financial support, so they must save money.

So I think that when people reach middle age, maintaining their health and saving money are the most important things!