First of all, the time of fund redemption is determined by the fund company. Usually, most fund companies will transfer the redemption money into the investor's bank account within 1-3 working days after submitting the fund redemption application, but some fund companies will complete the redemption operation in a shorter time, even on the same day.
Secondly, the channel of purchasing funds has no direct influence on the time of fund redemption. No matter the funds purchased through banks, securities companies, fund sales organizations or internet platforms, as long as the redemption operation is carried out, the fund company will transfer the redemption money into the investor's bank account according to the agreed time.
It is worth noting that different fund types will also affect the time of fund redemption. For example, the money fund is a short-term financial management tool, which can generally arrive on the same day after redemption; Equity funds may take 3-5 working days to arrive.
In addition to the above factors, there are some special circumstances that may also affect the time of fund redemption. For example, if a fund company encounters a large redemption, it may take longer to process it; If the bank account information provided by investors is wrong, it will also lead to the delay of redemption.
In short, the fund redemption time is determined by the fund company, which is generally completed within 1-3 working days. The channel of purchasing funds has no direct influence on the redemption time, but different fund types may be different. If investors need to get the redemption money in time, it is recommended to choose short-term financial management tools such as money funds. At the same time, investors should provide accurate bank account information when redeeming to avoid being late.