1. Individual customers sign contracts at any branch of the Agricultural Bank of China or online banking with their ID cards and debit cards;
2. You can start trading precious metals in your account. Account precious metal trading business is an account trading product launched by Agricultural Bank of China for individual customers.
Individual customers can buy and sell precious metals in accounts or entrust transactions in real time through online banking according to the transaction price of precious metals in accounts provided by the Bank to obtain investment income.
Extended data:
First of all, ABC must have online banking for virtual transactions, so online banking must be opened first. Secondly, at present, paper gold, gold futures and gold TD can be traded online in China.
The specific operation is as follows:
1, paper gold:
Log in to ABC Online Banking first, and then enter the precious metal account page of ABC, and you can start the operation. In the trading area, you can buy directly or set up pending orders to buy. The price difference between paper and gold is one gram of 0.8 yuan, which can also be said to be a handling fee. If the price you buy is greater than this price difference, you will start to make a profit. Then you can make a profit by selling it.
2. Gold futures
Gold futures need to go to a futures company to open an account, and they can only operate after they have their own accounts. Generally speaking, buyers and sellers of gold futures sell and buy back contracts with the same number as the previous contracts before the contract expires, that is, close positions, and do not really deliver real money and silver. The profit or loss of each transaction is equal to the difference between two contracts in opposite directions. (Gold futures are generally only suitable for large enterprises to operate, because gold futures are originally designed to hedge the gold trading of entities. )
3. gold TD
Gold TD, also known as gold deferred trading, can be operated in the interface of ICBC. Buying up means buying and opening positions, selling means closing positions, and buying down means selling and opening positions.
Experience of precious metals in agricultural bank account
The precious metal trading account of ABC cannot be simulated. You need your bank card to enable the precious metal trading function, so you can buy and sell precious metals online. This kind of transaction belongs to virtual currency and cannot be converted into physical objects.
The difference between default account and non-default account is that the default account ranks first, not second, and the preferred account is the default account when selecting cards for transfer, payment and business processing.
How to refund the precious metal deposit of ABC?
The precious metal business of cancellation account can be cancelled at any branch of Agricultural Bank of China or online banking. Before cancellation, the customer must ensure that the amount of precious metals held in the account is zero and there is no unfinished commission.
You need to unbind the precious metal business before canceling the card. For the precious metal business of the bound account, the cardholder can cancel the contract at any counter of the Agricultural Bank of China with his/her valid ID card and signed debit card, or he/she can log in to personal online banking or handheld banking to cancel the contract.
If the money is less than 100, you can cancel the account at the counter. If there are still a few dollars or no money in the account, you can throw away the card. After a few years, the bank will automatically deduct the remaining money and various fees from it, and your card will be set as a long-term inactive account, and it will be cancelled for you after a period of time.