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Weizhong Bank officially opened in 214 and is the first private bank and internet bank in China. Weizhong Bank focuses on providing better and more convenient financial services for small and micro enterprises and the general public, explores new modes and methods of practicing inclusive finance and serving the real economy by using financial technology, and insists on operating in compliance with the law and strictly controlling risks.
Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise App, Goose Spend Money, We2 and other products. At present, it has served more than 25 million individual customers and more than 1.7 million corporate customers.
Weizhong Bank has made technical breakthroughs in the research and application of the underlying algorithms of key core technologies such as blockchain, artificial intelligence, big data and cloud computing, and in 217, it became the first commercial bank in China to be recognized as a national high-tech enterprise.
At present, Weizhong Bank ranks among the top 1 banks in China, and international rating agencies Moody's and Standard & Poor's give Weizhong Bank "A3" and "BBB+" ratings respectively. Forrester, an internationally renowned independent research company, defines Weizhong Bank as "the world's leading digital bank".
Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise Aipu App, Goose Spend Money, We2, etc. in three business segments: Volkswagen Bank, Direct Bank and Scene Bank.
Micro-loans
Micro-loans, a full-line, pure-credit and readily available micro-credit product launched by Weizhong Bank. About 77% of the "micro-loan" credit customers are engaged in non-white-collar service industry, and about 8% are college graduates or below; The average loan is about 8, yuan, and the interest on more than 7% of the settled loans is lower than that in 1 yuan.
Weizhong Bank launched China's first online unsecured corporate liquidity loan product-micro-industry loan. More than 7% of micro-credit customers are manufacturing, wholesale and retail and high-tech industries, and more than 6% of enterprises have obtained bank corporate loans for the first time. Micro-credit service has more than 1.7 million corporate customers of small and micro enterprises, with accumulated loans of nearly 4 billion yuan, indirectly supporting nearly 4 million people to find jobs.