The following are some companies that need financial licenses to operate: 1. Banks: Banking financial institutions need the approval and supervision of the central bank to operate deposits, loans, remittances and other businesses. 2. Securities companies: Securities companies need the approval and supervision of the CSRC to operate securities, stocks and other related businesses. 3. Futures companies: Futures companies need the approval and supervision of China Securities Regulatory Commission before they can engage in trading, settlement and liquidation of various futures contracts. 4. Insurance companies: Insurance companies need to obtain the approval and supervision of the CIRC before they can operate various insurance businesses. 5. Trust companies: Trust companies need the approval and supervision of the CBRC before they can provide trust plans and other related businesses. 6. Pawning companies: Pawning companies need to obtain the approval and supervision of the financial authorities before they can operate pawn business. 7. Financial leasing companies: Financial leasing companies need the approval of the State Council and the supervision of financial, banking and taxation departments before they can operate financial leasing business. 8. Guarantee company: A guarantee company needs the approval and supervision of the administrative department for industry and commerce and the local people's government before it can operate the guarantee business. 9. Credit card center: Credit card centers need the approval and supervision of the People's Bank of China before they can operate credit card business.