1. Continue to closely monitor and investigate transactions involving virtual currency, establish a patrol system for key websites and accounts, and immediately ban them once found;
2. Strengthen the risk monitoring of payment transactions, prohibit virtual currency transfer transactions, deploy risk algorithm models, strengthen the monitoring of abnormal transactions, and limit the rights of suspicious payers and recipients;
3. Strengthen the management of merchants, prohibit virtual currency merchants from entering, and continuously monitor the risks of contracted merchants. Once businesses are found to be engaged in virtual currency transactions, they will be blacklisted and follow-up cooperation will be prohibited;
4. Strengthen the risk warning of virtual currency, and strengthen user publicity and warning education through risk pop-ups and message push.
Virtual currency such as bitcoin is essentially different from financial products, and has no real value support, and there is no sovereign credit and commercial credit. Prices are easy to be manipulated, and there is a sharp rise and fall, which seriously infringes on the property safety of consumers and disrupts the normal economic and financial order.
According to the announcement, Alipay resolutely does not carry out or participate in any business activities related to virtual currency, and does not provide any auxiliary technical services and capabilities. If any virtual currency transaction is found, the relevant payment services will be stopped immediately and the relevant regulatory authorities will be reported in time.
Alipay stressed that it will strictly implement the relevant national regulatory requirements, abide by the industry self-discipline commitments, resolutely cooperate with related business activities to crack down on virtual currency and prevent transaction speculation risks. At the same time, remind merchants and users to be highly alert to the risks of virtual currency-related business activities, improve their awareness of risk prevention and identification, and beware of being deceived.
The central bank interviewed some banks and payment institutions.
Regarding the speculation of virtual currency transactions, the central bank recently interviewed some banks and payment institutions such as China Industrial and Commercial Bank, China Agricultural Bank, China Construction Bank, Postal Savings Bank, Industrial Bank and Alipay (China) Network Technology Co., Ltd. ..
Affected by the central bank's news, Bitstamp, the trading platform, quoted that Bitcoin once fell below $32,000/piece yesterday, falling by about 10% in the day. The reporter of Futures Daily found that compared with the high of more than 65,000 US dollars in April this year, Bitcoin fell by more than 33,000 US dollars in more than two months, with great fluctuations.
Refer to the above? Ocean. Com- Alipay: Prohibit services from being used for virtual currency transactions or cut off payment services.