According to statistics, as of February 8, 2004, 40 foreign-funded insurance companies have set up 75 business institutions (including preparation) in China. Among the 40 companies, there are 23 life insurance companies, 4 property insurance companies/KLOC-0 and 3 reinsurance companies. Three foreign insurance brokerage companies and two foreign insurance assessment companies have set up offices in China. A large number of foreign insurance companies have entered, but they have also achieved impressive results. At present, the premium growth rate of foreign insurance companies in China has reached two to three times that of Chinese insurance companies. By the first half of this year, the premium income of foreign-funded property insurance companies increased by 47.1%year-on-year; The premium income of foreign life insurance companies increased by 565,438+0.2% year-on-year. In the same period, the national property insurance premium income only increased by 23%; The national life insurance premium income only increased by 6.5%.
Since the reform and opening up, the insurance industry in China has made great progress, with an average annual growth rate of over 30%. But the survey also shows that at present, less than 10% of people in China have purchased insurance. Although the proportion of insurance purchases in big cities such as Shanghai and Beijing is relatively high, it is much lower in small and medium-sized cities, and people have not yet formed the awareness of purchasing personal protection. The simple 65,438+00% and the sustained, rapid and healthy development of the insurance industry in China draw the conclusion that the insurance market in China will continue to mature and have a bright development prospect.
20 10-20 15 China insurance investment analysis and prospect forecast report: as China's insurance industry enters a new stage of deepening reform, opening up in an all-round way and accelerating development, the insurance industry serves the economic and social fields more and more widely. The social responsibilities assumed are getting heavier and heavier: from the Wenchuan earthquake in Sichuan to the Beijing Olympic Games, from the implementation of compulsory insurance system to the lifting of the ban on real estate investment, from responding to the international financial crisis to participating in the mediation of medical disputes, from the investment in the old-age community to the construction of the new rural cooperative medical system, from expanding the coverage of agricultural insurance to the pilot launch of environmental liability insurance ... The insurance industry has made great efforts to improve its ability of scientific development and serving the overall economic and social situation, and has made remarkable achievements in exploring the development path of insurance industry with China characteristics and safeguarding people's livelihood. Nowadays, the insurance industry is standing at a new starting point and entering a new stage, and China is becoming a new insurance power.
In 2008, the insurance industry actively participated in the fight against two sudden and catastrophic natural disasters and responded to the challenge of the international financial crisis, which is rare in history. New progress has been made in all work, insurance business has grown rapidly, risks have been effectively prevented, and the compensation function has been gradually brought into play. In 2008, by the end of 1 1, the national premium income reached 9150.5 billion yuan, a year-on-year increase of 42%. Among them, property insurance premium income was 265,438+0,596,5438+0 billion yuan, an increase of 65,438+0.7%; Personal insurance premium income was 69.91.40 billion yuan, an increase of 5 1.8%. Before 2008 1 1 month, insurance claims and compensation expenses reached 267.5 billion yuan, a year-on-year increase of 32.7%. In the disaster relief, the insurance industry has played an active role, paying 5.5 billion yuan and 654.38+0 billion yuan for the low temperature rain, snow and freezing disaster in the south and Wenchuan earthquake disaster respectively.
In 2009, the insurance industry actively responded to all kinds of severe challenges, overcame all kinds of difficulties and achieved remarkable results in all aspects. The annual premium income exceeded 1 trillion yuan for the first time, reaching113.73 billion yuan, with a year-on-year increase of 13.8%. Property insurance business continued to maintain rapid growth, with premium income of 287.58 billion yuan, a year-on-year increase of 23. 1%. The premium income of life insurance business was 82,665.438+0.5 billion yuan, an increase of 65,438+0.9% on the basis of higher growth rate in the previous year. Pay 31255 million yuan in the whole year.
Since 20 10, the insurance industry has developed well, and its business philosophy and development mode have also undergone positive changes. On the whole, it presents the characteristics of "fast and steady, steady and good", with the continuous improvement of operating efficiency and rapid growth of business. From June 2065438 to September 2000, the national premium income was 1 1299 1 100 million yuan, an increase of 3 1.7%. By the end of September, the total assets of insurance companies had reached 480,965,438+300 million yuan, an increase of 2. 1 times compared with 2005.
China's insurance market has broad development prospects and potential. The internal driving force of China's economic growth is still strong, and the economy still has the favorable conditions to achieve steady and rapid growth, which has laid a solid foundation for the development of China's insurance industry. We predict that the total premium income of China insurance industry will reach 1.47 trillion yuan in 20 10, an increase of 32% compared with 2009. By 20 15, the total premium income of the national insurance industry will exceed 3.6 trillion yuan.
The Report on Investment Analysis and Prospect Forecast of China Insurance Industry in 20 10-20 15 released by CIC Consultant consists of 17 chapters. This paper first introduces the origin, definition and classification of insurance, then analyzes the current situation and market operation of international and domestic insurance, and then introduces the development of life insurance, property insurance, medical insurance, reinsurance, health insurance, automobile insurance and agricultural insurance in detail. Subsequently, the report carried out regional development analysis, intermediary market analysis, domestic and foreign key enterprise operation analysis, capital operation analysis, marketing analysis and industry competition analysis, and finally made a scientific forecast of the development prospects and trends of the insurance industry. If you want to have a systematic understanding of the insurance industry, or want to invest in insurance operations, this report is an indispensable tool for you.