Although Changsha is a provincial capital and a megacity, the price is not very outrageous. Basically, the monthly living expenses of wage earners or migrant workers are around 3,000 yuan. If you still need to rent a house in Changsha, the monthly expenses will be around 5,000 yuan.
Therefore, if Changsha's personal after-tax salary can reach 1 10,000 yuan, you can also save 5,000 yuan to make some emergency preparations according to the monthly living expenses of up to 5,000 yuan, which can not only ensure your quality of life, but also save a sum of money for yourself, or use the remaining money for financial management and increase your income.
Matters needing attention in financial management:
Choose a relatively stable investment tool that suits you, focus on diversifying risks in various markets, make your asset allocation more appropriate, maintain reasonable liquidity and profitability, and find a happy and stable way to get rich more easily. Therefore, financial experts believe that for most people, the more convenient and happy way to manage money is to choose a sound investment and financial management method.
Nowadays, there are countless wealth management products available to the public. If we define stocks, futures and foreign exchange investments as high-risk investments, then fixed-income investments such as time deposits and house rents are low-risk investments.
Then, according to one's age, family structure and wealth status, a reasonable combination of high-risk and low-risk investment targets is adopted, which makes it easier to obtain stable income, preserve and increase the value of family wealth, and helps to improve the happiness index of investment and financial management.