1. Prepare a bank card, a smart phone with photos on the Internet, an ID card and myself.

2. After downloading the app from official website or app store or providing it to you by the account holder, there are basically several major items: mobile phone number verification, selecting the business department and account holder, filling in basic information, uploading the front and back of the ID card, video verification, risk assessment, binding the three-party depository bank card, and submitting materials for review.

3. After the audit, the mobile phone receives the fund account. Basically, it will do. The fund account number can only be received during trading hours, and the account opening during non-trading hours will wait until the next trading day.

What's the difference between brokers and bank wealth management products?

With the development of economy and the improvement of people's living standards, more and more people work hard for their lives. With everyone's efforts and hard work, more and more families have savings. In our traditional consciousness, we have no habit of leaving money at home. The first reason is because it is not safe, and the second reason is because we want to earn some interest. Therefore, many people choose to deposit their savings in the bank, which is not only safe, but also has some interest. Although it is not much, it is better than keeping it at home. With the depreciation of RMB, the interest rate of bank time deposits can no longer meet people's expectations, so many people begin to learn to buy products in order to earn more income. When purchasing, the bank's wealth management products must be purchased in advance, while the brokerage's wealth management products are not fixed, so you can go to the counter at any time. In terms of fees, banks' wealth management products will charge a certain fee, but brokers' wealth management products will not charge any fees.

What is the difference between structured deposits and financial management of Bank of Communications?

1. From the risk point of view, the structured deposits of Bank of Communications are lower than those of wealth management, and the structured deposits are generally capital preservation, while wealth management is non-capital preservation. From the perspective of income, the expected income of structured deposits of Bank of Communications is relatively low, while the expected income of wealth management is relatively high.

2. In terms of types, the types of structured deposit products of Bank of Communications are relatively simple, generally with different maturities, while there are many types of wealth management products that investors can use.

Financial management methods:

At present, you need to open a corresponding financial account when you go to a bank or a securities company for financial management. Generally speaking, wealth management accounts opened through banks can handle savings products, bank wealth management products and fund products, and large banks can also purchase government bonds through the banking system. Due to the wide distribution of bank outlets, investment and wealth management accounts opened through bank channels can be handled at bank counters.

The financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks (including A shares, B shares and H shares), bonds (including government bonds, corporate bonds and corporate bonds) and futures (including financial futures such as stock index futures and foreign exchange futures, and commodity futures such as gold futures and agricultural products futures).

In the world, Bian Xiao brings you the related solutions of wealth management products. Please pay attention to us for more knowledge of bank wealth management products.