Protecting consumers' rights:
The primary goal of financial knowledge education and publicity is to improve consumers' financial literacy and risk awareness, so as to make wise financial decisions. If the publicity of financial knowledge education is over-commercialized, it may lead to misleading and misunderstanding and pose a threat to consumers' rights and interests.
Information transparency:
The purpose of financial knowledge education and publicity is to convey accurate and objective financial knowledge to the public and provide comprehensive and true information. If publicity activities are used to promote products or services, it may lead to the consideration of commercial interests, lead to opaque information and weaken consumers' trust in financial knowledge.
Guard against financial risks:
One of the important tasks of financial knowledge education and publicity is to help consumers identify and deal with financial risks. If the publicity activities are mainly aimed at promoting sales, risk education may be ignored, which will make consumers face greater risks in financial decision-making.
The impact of finance:
1. Economic development and stability
Finance is the core component of the economy, which supports the innovation and expansion of enterprises by providing funds, credit and financial tools. Finance promotes investment and consumption, productivity growth and economic development. At the same time, finance also bears the important responsibility of risk management and financial stability, and maintains the healthy operation of the financial system.
2. Capital market
Financial markets provide financing and investment channels for enterprises and rich sources of funds for the real economy. The stock market and bond market enable enterprises to raise funds for scale expansion, innovation and development. The activity and stability of capital market plays an important role in economic development and investment environment.
3. Interest rate and monetary policy
Financial institutions and central banks regulate economic liquidity and interest rates through interest rate and monetary policies. By adjusting the policy interest rate and money supply, economic variables such as consumption, investment and inflation can be affected, and the goal of economic growth and stability can be achieved.
4. Risk management and insurance
Finance provides a series of risk management tools, such as insurance, futures and derivatives markets. These tools help individuals and enterprises to transfer and manage risks and reduce the impact of unexpected losses and uncertainties.