Credit card bill date modification skills:
China Industrial and Commercial Bank Credit Card:
The billing date of ICBC credit card is the end of each month, namely 30th or 3 1, and the repayment date is 25th of the following month. Assuming that you spend 1 in the current month and repay it on the 25th of the next month, you can enjoy a maximum interest-free period of 56 days. The billing date and repayment date of ICBC are fixed, which is better than that of other banks. The billing date and repayment date of other banks are not fixed.
ICBC credit card installment payment is divided into three installments, six installments, 12 installment, 18 installment and 24 installments, and the amount of each installment is divided by the number of installments, while the ICBC credit card installment payment fee is the first installment payment.
In short, the repayment date of ICBC's credit card is fixed, that is, the 25th of next month.
CCB Credit Card:
The credit card repayment date of CCB is 20 days after the bill date. For example, the 5th of each month is the bookkeeping date, and the due repayment date is the 20th of that month.
The optional billing dates of CCB's credit card are: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27; The cardholder's bill date can be viewed from the monthly bill. CCB's credit card bill date can be adjusted, but it can only be modified once a year.
For example, the billing date of each month is 17. If/kloc-0 pays a sum of money in May/8, and it is credited on the same day, then the interest-free period of this money is 50 days (1May-July 7), that is, 20 days after the credit card of CCB is repaid on the billing date (1June 7). If the payment is made on May 17, 2007 and credited to the account on the same day, the interest-free period of the payment is 20 days after the credit card of CCB repays the payment on the same day (May 17, 2007-June 6).
China Bank Credit Card:
The credit card repayment date of China Bank is 20 days after the billing date, that is, if the billing date is 7 days, the due repayment date is 27 days of the current month.
The interest-free repayment period is from the bookkeeping date to the due repayment date. The longest interest-free period of BOC credit cards is 50 days and the shortest is 20 days. The interest-free period is different on different credit card consumption dates, and the longest interest-free period can be enjoyed on the day after billing.
For example, on the 7th billing date, such as consumption on May 8th, the billing date is June 7th, and the due repayment date is June 27th, so you can enjoy the 50-day interest-free repayment period (May 8th to June 27th); If you consume on May 7th, the day is billing date, the due repayment date is May 27th, and the interest-free repayment period is only 20 days (May 7th to May 27th).
The credit cards of China Bank (bank center, credit card center and credit card application) have 28 billing days, and these 28 billing days are 1-28 respectively.
The billing date is randomly determined by the credit card holder of China Bank when applying for a credit card. In general, customers cannot adjust the billing date. In short, the repayment date of BOC credit card is 20 days after the bill date.