Question 2: What is the certificate of financial engineer, with 5 points? You can refer to it and see which one you are with.
Financial analyst
Occupation definition: Financial analyst is a financial talent with good education and professional training and excellent financial theory literacy. Usually, they have a strict and extensive financial knowledge system, and master the theoretical and practical knowledge of various core areas of the financial investment industry, including portfolio management to financial asset evaluation, from derivative securities to fixed-income securities and quantitative analysis; Professional training, with certain financial theory and practical experience, especially investment evaluation and operation analysis experience; Understand international finance, investment management and China commodity economy laws and regulations; In addition, you need to have relevant experience in ERP system and be proficient in using data management software tools.
Career profile:
The financial industry mainly includes fund industry, securities industry, insurance industry and banking industry. As of March this year, 62 banks from 19 countries and regions have set up 195 financial institutions in China, and the domestic financial market has gradually grown, with great market development potential. Judging from the domestic financial talent market, at present, the quotation of top financial talents has been more than one million yuan, while that of ordinary intermediate talents is between 300,000 yuan and 500,000 yuan.
The phrase "money talks to God" is true in the eyes of financial analysts. The job of financial analysts is to collect and analyze financial information, determine its trends and make economic forecasts. Based on these detailed analyses, they make reports and provide financial and investment advice to customers and peers. The work of financial analysts is very important, because their advice helps companies make financial decisions, which usually means a lot of capital investment. The job of financial analysts needs to search for all kinds of information from financial magazines, newspapers, books and the Internet in order to grasp the latest news, adjust changes, market trends and industry conditions. Theoretically, students of any major may eventually become financial analysts, but employers are more willing to hire graduates majoring in business, accounting, finance, economics and statistics.
Occupation grade:
Professional qualifications are divided into three levels: assistant financial analyst, financial analyst and senior financial analyst.
Application conditions: (meet one of the following conditions)
I. Assistant Financial Analyst:
1, bachelor degree or above or equivalent;
2. College degree or above or equivalent with relevant practical experience;
Second, the financial analyst:
1, has passed the qualification certification of assistant financial analyst;
2. Graduates with postgraduate education or equivalent;
3. Bachelor degree or above or equivalent and engaged in related work for more than one year;
4. College degree or above or equivalent and engaged in related work for more than two years.
Three. Senior Financial Analyst:
1. Persons who have passed the qualification certification of financial analysts;
2. Have a graduate degree or above or equivalent and have been engaged in related work for more than one year;
3. Bachelor degree or above or equivalent and engaged in related work for more than two years;
4. College degree or above or equivalent and engaged in related work for more than three years.
Financial planner
Occupation definition: financial planner refers to a person who provides comprehensive financial consulting services for individuals, families, small and medium-sized enterprises and institutions by using the principles, techniques and methods of financial planning.
Career profile:
Financial planner (CFP), also known as financial planner and financial planner, is an authoritative personal financial qualification certification in the financial field. The main responsibility of a financial planner is to provide individuals with all-round professional financial advice to ensure people's financial independence and financial security. Customers only need to tell the financial planner about their property scale, quality of life requirements, expected income target, risk tolerance, etc., and the other party can make a financial plan that conforms to their own personal characteristics, and design a reasonable tax plan to meet their long-term life goals and financial goals by constantly adjusting the investment portfolio of various financial products such as deposits, stocks, bonds, funds, insurance, movable property and real estate.
Occupation grade:
Professional qualifications are divided into three levels: assistant financial planner, financial planner and senior financial planner.
Application conditions: (meet one of the following conditions)
1. Assistant Financial Planner:
1, bachelor degree or above or equivalent;
2. College degree or above or equivalent with relevant practical experience;
Second, the financial planner:
1. Persons who have passed the qualification certification of assistant financial planner;
2. Graduates with postgraduate education or equivalent;
3. Bachelor degree or above or equivalent and have been engaged in relevant work for one year ... >>
Question 3: What is a warrant? Why is it classified as a trading financial asset? Warrants are derivative financial instruments. Warrant refers to the securities issued by a specific issuer, and the agreed holder has the right to buy or sell the underlying securities from the issuer at the agreed price within a specific period or a specific maturity date, or collect the settlement price difference by cash settlement. From the legal point of view, the warrant is essentially a right contract. After paying premium call warrants, investors have the right to subscribe for or sell a certain number of underlying assets (such as stocks, stock indexes, gold, foreign exchange or commodities) at an agreed price (exercise price) within a certain period or expiration date. Warrants are generally used as trading financial assets. Because warrants can also be traded at any time, they are generally transactional financial assets.
Question 4: What does the financial license number refer to? Financial license refers to the legal document issued by China Banking Regulatory Commission (hereinafter referred to as CBRC) to compensate chartered financial institutions for engaging in financial business.
The financial license number refers to the "institution code" on the financial license.
As shown in the figure:
Question 5: What does the certificate of Nissan Finance mean? Hello, it means that you only need your ID card to get a loan.
Question 6: What is a financial license? A financial license is a business license issued by an authorized institution in the State Council to an enterprise legal person engaged in the financial industry, that is, a financial license. You can only engage in financial business with a license. Almost a little bigger bank branches will hang out, usually hanging inside, and everyone can see them.
Question 7: What is the purpose of obtaining a financial license? What is the function of obtaining a financial license with 5 points?
1. The issuance, replacement, seizure and revocation of financial licenses shall be exercised by the CBRC according to law, and no other unit or individual may exercise the above-mentioned functions and powers.
2. The financial license is applicable to financial institutions that are supervised by the CBRC and allowed to engage in financial business.
3. Financial institutions include policy banks, commercial banks, financial asset management companies, credit cooperatives, postal savings institutions, trust and investment companies, enterprise group finance companies, financial leasing companies and foreign-funded financial institutions. Note: Financial license refers to the legal document issued by China Banking Regulatory Commission (hereinafter referred to as CBRC) authorizing financial institutions to engage in financial business.
Question 8: What does a financial securities investment broker mean? The daily basic work of domestic securities brokers is to open an account. Not much different from the account manager. Securities brokers and securities companies are entrusted, not labor contracts, so securities brokers are closer to self-employed in law. Securities companies do not need to buy social security for brokers. In terms of tax payment, the income tax was extended from 10 years ago, and the personal income tax exceeding 800 was 20%. At present, the wages of securities brokers are generally low, and their work content is the same as that of account managers as formal employees of the company. The commission is the same as that of regular employees. But there is no guarantee, no minimum wage, no five insurances and one gold. The tax amount is particularly high. For example, the national tax threshold is 3000 yuan, but you can't enjoy it as a broker. Whether you are 1000 yuan or 1500 yuan, you have to pay 20% personal income tax.
Question 9: What is the meaning of "futures index" in financial securities? Urgent stock index futures, Shanghai and Shenzhen 300 target futures, can also make money by shorting. If you have 500,000 yuan, you can apply to the securities company to enter the market. Since the beginning of this year, you have been shorting at high positions and earning a lot of money! And the small scattered people under 500,000 are in a mess!
Question 10: Is there a difference between speculating in warrants and speculating in stocks? "What? More than doubled in a week? Impossible! " When Duo Niu Wa heard the results of the warrant trading competition in Shenzhen Stock Exchange, his eyes were as big as cows, and he couldn't believe his ears. "I have been a stock trader for many years, and I have never been so * * *, and the top 50 earnings are above 50%. What kind of wanted order is this? " Can make so many people make money? My multi-head baby must study hard before Baosteel warrants are listed. "So, Duotouwa found Dr. Niu, a famous doctor in the securities market, and asked experts to give directions. Duotouwa: I think the name of the arrest warrant sounds strange, doctor. What exactly does a search warrant mean? Dr Niu: A warrant is a proof of the right to subscribe for or sell a specific asset. The warrant holder has the right to require the issuer to sell (or subscribe) the assets corresponding to the warrant at the agreed price within the agreed time. To put it bluntly, warrants are a right, a right to buy and sell specific assets (stocks or indexes, etc.). ) at a predetermined price. Duotouwa: So it is the right to buy and sell stocks. Can this right also be bought and sold? Dr Niu: Of course. This is a science. Financial products such as futures and options are collectively referred to as derivative financial products abroad, which are the most active parts in the modern financial market, and their trading volume far exceeds that of traditional financial products such as bonds and stocks. The essence of warrants is options. Duotouwa: Specifically, what warrants are there? Dr. Niu: According to the different execution rights, it can be divided into call warrants and put warrants. Warrant is a kind of buying right, and the warrant holder has the right to buy an agreed number of underlying assets from the issuer at an agreed time and price; Put warrant is a kind of selling right, and the warrant holder has the right to sell the agreed amount of underlying assets to the issuer at the agreed time and price. According to the different execution time, it can be divided into American warrants and European warrants. American warrant means that the warrant holder can demand exercise at any time before the expiration date; European warrant means that the warrant holder can only request to execute the warrant on the expiration date. Doll: Oh, I see. It seems that the warrant is relatively simple. I need to sell stocks quickly to make some money! Dr Niu: Today's knowledge is the most basic part. If you dare to speculate on warrants, I'm afraid you'll pee your pants! You'd better give me a few glasses of wine first and listen to me slowly. Warrants can be divided into warrants and warrants. Warrant holders can buy the underlying shares from the issuer within a specific period or a specific maturity date, similar to the current popular convertible bonds with convertible shares; The right of the put warrant holder is to sell the underlying stock at the agreed price. At the same time, the rights enjoyed by warrant holders are obviously different from those enjoyed by shareholders in the content of rights: unless there is a clear agreement in the contract, warrant holders have no right to participate in the internal management and business decisions of the underlying securities issuer and warrant issuer; Unlike the warrant issuer, which is obliged to deliver the underlying securities or cash according to the agreement when the holder exercises his rights, the warrant holder can completely choose whether to exercise his rights according to the market situation and does not bear any liability for breach of contract. Regarding how to operate warrant investment, relevant persons of Shenzhen Stock Exchange told reporters that investors can use A-share securities accounts to subscribe, trade and declare their exercise rights. If an investor has already opened an A-share securities account, there is no need to re-open it, and the existing A-share account can be used for warrant trading, so the operation is very simple.