(1) Financial management series for all customers of Postal Bank

1. "Wealth Creation" series, which are products with higher risks and higher returns, such as FOF products, financial derivatives, and linked products Gold, futures products, and secondary market products, etc., are mainly targeted at more rational mid-to-high-end customers in large and medium-sized cities;

2. The "Tianfu" series is a medium-risk, medium-yield product. , such as new stock products, CPPI protection mechanism products, etc., mainly facing customers with relatively weak risk preferences in various regions, but also pursuing higher returns;

3. The "Wealth" series is low-risk , stable income products, such as credit asset financial products, etc., mainly target customers in small and medium-sized cities and counties who have very conservative risk preferences, but at the same time pursue slightly higher income than savings.

On the basis of credit financial products, several sub-series are divided into the following:

(1) Wealth's "monthly rise" and "daily rise" series: basically no Risk products include investment in treasury bonds, central bank bills, financial bonds, corporate (company) bonds, interbank deposits, high-quality corporate trust financing plans, bank acceptance bills, repurchases, etc.

(2) Wealth's "Bill Profit" series: It is a basically risk-free product that invests in discounted bank acceptance bills accepted by state-owned banks or national joint-stock banks.

(3) Wealth's "Biary Monthly Profit" series: It is a basic risk-free product and invests in rollable structured deposits.

(4) Wealth Bond Series: It is a basic risk-free product. 70% of the funds are allocated in high-liquidity low-risk and risk-free bond products, and the other 30% of the assets are allocated in short-term financing bills and interbank bonds. Deposits, trust plans and other assets

(2) Exclusive financial products for corporate customers

"Golden Apple" series: a basic risk-free product that invests in treasury bonds, central bank bills, financial bonds, and enterprises (Corporate) bonds, interbank deposits, high-quality corporate trust financing plans, bank acceptance bills, repurchases, etc.

(3) Exclusive financial management products for private banks

The "Golden Seed" series: are non-guaranteed floating income products, invest in the securities market, and are private equity financial products.