The wealth management card of Industrial Bank is also called natural life family wealth management card. The card can also be used for deposit and withdrawal, transfer settlement, agency service, self-help financing, consumer transactions, comprehensive financial management and so on.
Extended data:
Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou. [ 1]
Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%; Branches of 108 and 1435 have been established in major cities in China; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.
banking
Focusing on "customers", keeping up with changes in the market situation, innovating financial products, improving platform construction, and forming a diversified product system covering personal asset business, liability business, payment and settlement, comprehensive financial management, etc., fully meeting the individual needs of customers.
"Universal Life" integrated overseas financial services: Industrial Bank integrates a series of financial products and services such as travel loans, study abroad loans, credit cards, foreign exchange, and travel visa agency delivery. , fully meet the overseas financial needs of individual customers, such as cross-border travel and study abroad. The business covers tourism, visa, study abroad, overseas home purchase, health care, etc., and provides customers with convenient, thoughtful and professional one-stop cross-border financial services.
1. "Enjoy life" comprehensive financial service for the aged: Industrial Bank's comprehensive financial service scheme for middle-aged and elderly customers covers four systems: exclusive financial management, credit loans, convenient settlement and value-added services. Through cooperation with well-known domestic institutions, it provides customers with a series of value-added services ranging from insurance, law and medical care to leisure and holiday health.
2. "Xingyetong" comprehensive financial service: a comprehensive financial service scheme for self-employed, individual industrial and commercial households, partners, private owners and other "growing business owners", which integrates five special services: loan financing, payment and settlement, financial planning, VIP service and exclusive recognition, covering personal business loans, acquiring services, family financial management, VIP services, exclusive debit cards and credit cards, and provides all-round services.
3. Xingye Credit Card: It includes five series: standard card, theme card, co-branded card, identity card and corporate card, among which more than 50 kinds of personalized products such as low-carbon credit card, couple card, constellation card, platinum card, loan-in-one card and Taobao co-branded card are the first in China, and the cumulative number of cards issued has exceeded 6.5438+0.3 million. It has many special functions, such as integral consumption (that is, cardholders can brush points at cooperative merchants to deduct consumption funds), consumption/bill installment (that is, a single consumption fund or bill consumption amount can be applied for installment repayment), and numerous customer feedback preferential activities that are irregular throughout the year.
4. Its "Xingyuehui" VIP customer life appreciation program provides rich and colorful value-added experience activities for credit card VIP customers, from art appreciation to golf events, from brand salons to car test drives, from boutique hotels to customized tourist routes, and enjoys high-quality card experience.
5. Private banking: The private banking department of Industrial Bank was established in April, 20 1 1. With its professional, high-quality and efficient personal financial services, it quickly gained customer recognition in a short time, and its market influence was significantly improved. At present, there are more than10.8 million private banking customers, and the scale of customer assets is nearly 220 billion yuan. In terms of products, we have continuously enriched product categories, and launched products such as customer-actively managed wealth management products, customized products of private banks, agency products and entrusted investment. , actively promote the family trust business. And for different levels of customers, we have successively launched business jet preferential booking service, business jet club, second-generation education "elite growth club", a series of famous industry forum activities, overseas investment immigrants, overseas education housekeeper and other services.
6. Community Bank: 20 13, Industrial Bank took the lead in building a community bank among its peers, which opened the retail channel revolution of "small counter and big marketing". In order to focus on building the brand of Industrial Bank's community bank, we will provide customers with differentiated services of "being close to the people, benefiting the people and benefiting the people" and provide financial services convenience for the majority of community residents. At present, Industrial Bank has implemented wrong-time business services in community branches in nearly 40 provinces and cities across the country. In community sub-branches, residents can not only handle the traditional retail business of Industrial Bank, but also enjoy the "community-specific wealth management" products provided by residents, and the yield is higher than that of traditional outlets. In addition, community sub-branches provide exclusive credit loans such as "tourism loans", "community consumption loans" and "community business loans" created by households without mortgage.
7. In order to meet the needs of residents and customers, community branches provide customers with a series of intimate and professional non-financial exclusive services, and use the retail service brands such as "Annie Ann Life Insurance" and "Yuhuan Life Insurance" of Industrial Bank to provide one-stop services such as asset preservation and appreciation, health protection, daily life service assistance and rights protection for community middle-aged and elderly customers, so as to facilitate community residents to provide financial services for studying abroad.