Article 2 Management institutions
1. The company has set up a fund management department to handle the settlement, loan, foreign exchange adjustment and fund management of all secondary companies and independent units within the company under the leadership of the chief financial officer.
2. The settlement center has dual functions of management and service. In fund management, it is the relationship between supervision and supervision, management and acceptance management, and in settlement business, it is the relationship between service and served customers.
Article 3 Deposit management
All secondary companies of the company must keep a depositor in a nearby bank to handle small and sporadic settlement, and also open a deposit account in the Treasury Department to handle various settlement businesses. The settlement amount of the treasury department shall not be less than 80% of the month-end and month-end balance, and large payments exceeding 654.38+10,000 yuan must be handled in the treasury department. Only when special reports are required under special circumstances can other bank settlement businesses be retained.
Article 4 Management of loan and guarantee business
1. Loan and guarantee limit. At the beginning of each year, each tier-two company in the group prepares a capital plan according to the profit task assigned by the board of directors, and submits it to the capital management department. After comprehensively balancing the company's annual task, business development plan, capital sources and capital efficiency of each tier-two company, the capital management department prepares the fixed loans of the head office and tier-two companies, the maximum amount of all loans and the maximum amount of credit guarantee of tier-two companies, and submits them to the board of directors for approval before implementation. In the middle of the year, the fund management department will strictly control the loan scale of each secondary company according to the quota plan. If the loan or guarantee exceeds the limit due to business development, a special report should be made to explain the reasons for exceeding the limit, as well as the investment, investment and use efficiency of new funds. After review by the fund management department, put forward opinions and submit them to the Finance Committee and the Board of Directors for approval.
2. Approval of intra-group loans. If the loan amount within the group is less than 3 million yuan (including 3 million yuan, the foreign currency is converted at the bookkeeping exchange rate, the same below), it will be reviewed by the fund management department and reported to the chief financial officer for approval; If the loan amount is more than 3 million yuan, it shall be reviewed by the fund management department, approved by the chief financial officer and reported to the chairman for approval.
3. Guarantee approval. When a secondary company needs a guarantee from the head office to borrow money from a bank, the amount of guarantee below 3 million yuan shall be examined and approved by the chief financial officer, and the amount of guarantee between 3 million yuan and 2,654,380+million yuan shall be examined and approved by the chief financial officer and the chairman. If the amount of guarantee is more than 2,654,380,000 yuan, it shall be signed by the chief financial officer and reported to the chairman for approval, and passed by the chairman's office meeting. After the loan guarantee is approved, the financial department shall go through the specific procedures. The external guarantee shall be reviewed by the Finance Department, signed by the Chief Financial Officer and the President, and submitted to the Chairman for approval.
Article 5 Examination and approval of other businesses
1. Write a blank check. Enterprises that handle the settlement business in the treasury department may receive blank checks from the treasury department, with no more than 5 blank checks at a time, and the limit of each blank check shall not exceed 50,000 yuan, which shall be handled by the treasury department. When receiving a blank check, the finance department must have enough deposits.
2. Foreign exchange adjustment. The foreign exchange adjustment of each secondary company in the group shall be handled by the Finance Department. If special circumstances require self-adjustment, it shall be reported to the financial department for approval, and it can be handled by itself only after approval.
3. Interest relief. If it is necessary to reduce or exempt the intra-group loan interest, if the amount is less than 56,5438+0,000 yuan, it shall be reviewed and approved by the Finance Department and submitted to the Finance Committee for approval. If the amount exceeds 56,5438+0,000 yuan, the compensation channels must be implemented and reported to the Finance Committee for approval after being countersigned by the deputy general manager in charge.
Article 6 Fund management and inspection
Check the situation and make special reports to the Finance Committee, General Manager and Chairman on a regular basis.
1. Check the cash inventory of secondary companies regularly;
2. Regularly check the settlement of the financial department of each secondary company;
3. Regularly check the reconciliation of bank deposits with the deposits of the Treasury Department of the secondary company;
4. The finance department shall track and check or spot check the large sum of money of more than 10,000 yuan remitted by the secondary company.
Article 7 Statistical statements
Each secondary company must report the statistics of bank deposits, loans and settlement at the end of the 10th day to the Finance Department, and the Finance Department shall summarize and report to the Finance Committee, General Manager and Chairman within two days after the 10th day. The Finance Department shall keep abreast of the balance of bank deposits and report the balance to the Chief Financial Officer and Deputy Chief Financial Officer every two days.