1. For those who invest in the form of loans, they should take legal measures to safeguard their rights and interests, file a lawsuit, apply for sealing up the borrower's property in time, and ensure the realization of their creditor's rights to the maximum extent.

2. For those who make capital investment by way of investment, they should know the specific situation of investment losses in time. If an investment institution is found to be suspected of illegal fund-raising or even fund-raising fraud, it should promptly complain to the public security organ and make maximum use of public power to safeguard its legitimate rights and interests.

Finally, investment is risky. Please invest carefully through legal channels under the guidance of trusted professionals, and don't covet unrealistic high returns and high returns.

There are many modes of private investment. In short, in addition to traditional savings financing such as bank savings, there are mainly various types of investment financing, and investment involves all aspects of social life. However, any investment is risky and requires careful operation. Generally speaking, the return on investment should not be too high, and it is reasonable to set it at 10- 15%. The higher the return on investment, the higher the risk. Generally speaking, such as children's education and marriage can be included in the scope of investment and financial management, but these behaviors can not bring direct economic benefits. Generally speaking, life is a process of investment and financial management, and a person can't live without investment and financial management from birth to death.

Private lending has been completely replaced by online lending. At present, the more reliable online lending companies are Paipai Loan, lufax, and Everyone gathers wealth. In addition to traditional savings-based financial management such as bank savings, there are also national debt.

As long as private lending is allowed by the state, it should abide by the relevant provisions of national laws and administrative regulations and follow the principles of voluntary mutual assistance, honesty and credit. Can be achieved. At present, the state expressly stipulates that the interest rate of private lending is legal within 4 times (inclusive) of the bank interest rate. For example, a bank loan is 6% for six months to one year (inclusive). Then the lending rate between individuals can be within 24%. If the bank's loan interest rate is less than 4 times, it belongs to the legal interest rate, and if it is more than 4 times, it belongs to usury, and the usury part is not protected by law.