= 1000ox ( 1+0.06 X 3)
=10000x1.18 =11800 (yuan)
A: Bond principal and interest due 1 1800 yuan.
2. Solution: bond market-1 market interest rate holding period
= 1 1800/
( 1+5%* 1》
= 1 1238 (yuan)
A: At that time, the market price of bonds will be 1 1238 yuan.
3. Solution: Discounted payment-maturity principal and interest of bonds and X (1 annual discount rate x maturity years)
= 1 1800
X( 1-6%X 0.75)
= 1 1800
X( 1-0.045)
= 1 1800
X 0.955
= 1 12 10
(yuan)
A: The preferential payment amount is 1 12 10 yuan.
4. solution: annualized return on investment-return on investment x.
100%
Amount of investment, number of years of holding securities.
=
( 1 1800- 1 12 10)/( 1 12 10 * 0.75)X 100% = 7%
A: The annualized rate of return on bank investment is 7%.
Introduction to finance:
1. Mankind has entered the financial era and society. So finance is everywhere and has formed a huge system. The scope, branches and contents of finance are very extensive, such as money, securities, banking, insurance, capital market, derivative securities, investment and wealth management, various funds (private placement and public offering), balance of payments, financial management, trade finance, real estate finance and so on. Finance mainly studies the basic knowledge and skills of finance, economics, monetary banking, securities investment and insurance, and carries out investment and financial management and risk control in securities, investment, trust and insurance industries. For example: income analysis, risk assessment and investment management of funds, stocks and bonds, sales of property and life insurance, handling of bank counter business, etc.
2. Course system: taxation, corporate finance, international finance, financial accounting, financial metrology, securities economics, financial modeling, financial derivatives, simulated banking, and bank accounting train the following professional directions: CFA, investment, international finance, and international banking. Employment direction, fund enterprises: fund evaluation, fund management, risk control; Securities enterprises: investment evaluation, securities investment; Trust enterprises: asset management; Insurance enterprises: insurance sales; Bank: Counter work, loan management. Postgraduate direction, finance, finance, business administration, applied economics.