Some gold investments have the same nature as stock trading, but some are different from stock trading and have unique advantages.
Gold speculation is generally divided into the following varieties:
1 physical gold
It is safest to hold it in your hand.
At present, many banks, such as ICBC, ABC and CCB, sell physical gold, such as CCB's "Jianxin Gold".
In addition to banks, shopping malls and gold brand stores are also good choices. Many investors use hoarding strategy after buying physical gold. They are playing the golden abacus: buying gold bars can not only fight inflation, but also accumulate rich pensions; It can also be passed on to future generations, and inheritance tax can be avoided.
2 paper gold
Low threshold and low cost.
It is understood that many banks have started paper gold business, such as ICBC's "gold experts", CCB's "account gold" and BOC's "Huang Jinbao". The so-called "paper gold" is a kind of financial management tool with virtual value. It is impossible to extract physical gold bars and earn the price difference of gold price fluctuations by buying low and selling high.
The investment threshold of paper gold is relatively low. Investing in paper gold is like stock trading, and there is no physical delivery. Recently, ICBC also launched the "Cumulative Fund" No.2, which is similar to the fixed investment of the fund. You can purchase gold at a fixed monthly deduction, and you can apply for physical gold withdrawal when you reach a certain gram.
3 gold T+D
Two-way trading can be leveraged.
The biggest feature of gold T+D trading is that both bulls and bears have the opportunity to make money. In addition, because of the implementation of margin trading, gold T+D trading has leverage amplification effect. At present, ICBC, Minsheng, Xingye, China Merchants Bank and other banks have opened this business.
Gold T+D trading is a long-short two-way selection mechanism, which does not consider market fluctuations, and has great profit opportunities and high risks. Suitable for investors with high risk tolerance and certain professional knowledge. At the same time, investors need to do a good job in fund management to avoid Man Cang operation.
4 gold fund
Minimum threshold 1000 yuan.
With the recent international spot price of gold hitting record highs, gold funds are also a "shortcut" to participate in gold investment. Compared with other gold investment channels, the advantage of buying gold funds is that the starting point is low, and the minimum investment is 1 0,000 yuan.
Five kinds of gold hook products
Rising gold prices may not be profitable.
Structured wealth management products linked to gold issued by banks generally start at more than 50,000 yuan. However, this kind of structured product is designed by the bank. Whether it can be profitable or not is not directly proportional to the increase of gold price.
6 gold futures
Suitable for professional investors
Standardized contract with gold as the subject matter of the contract. Gold futures adopt the margin system, and the leverage ratio is generally around 10 times. The price fluctuation risk of gold futures is also much higher than that of physical gold and paper gold. Therefore, gold futures trading requires strict management of funds, real-time market making and short-term operation. Gold futures are suitable for professional investors.
7 gold stocks
The fluctuation range is greater than the gold price.
Gold stocks have a strong correlation with the performance of gold prices, with a large fluctuation range. At present, the gold stocks listed on the A-share market mainly include Shandong Gold, Admiralty Gold and Zijin Mining. It is recommended to focus on gold stocks with relatively low valuations.