Go directly to the head office of the local central bank, bring your ID card, and you can go directly to the head office of the bank to find the customer service manager to fill out the application form (the application form must be filled out truthfully), and then you can handle the business you want to inquire about personal credit.

Some local central banks have set up special credit management departments, just bring your ID card to check, and it is best to print out a personal credit report.

Extended data:

In addition to the central bank's credit reporting, there are many private credit reporting systems and local credit reporting systems in the society. Once the information on the online loan blacklist is obtained by these credit information systems, people on the blacklist will leave bad records on these credit information systems. People who leave bad records on the credit information system are not only difficult to apply for loans and credit cards. It is also difficult to enjoy a lot of public welfare, deposit-free services and so on.

The biggest advantage of a good credit record is to accumulate credit wealth for individuals. Generally speaking, in order to ensure the recovery of the loan, the bank may give you a loan after you provide enough collateral.

If you have a good credit record, you may convince the bank that you will repay the loan on time, even if you can't provide material mortgage, the bank will lend you money. Therefore, a good credit record is like "credit collateral" to help you get a bank loan.

In addition, a good credit record can give you preferential financial services, and banks will have certain flexibility and concessions in terms of loan scale, term and interest rate.

Phoenix Net-How to query personal credit query, online personal credit query system

Baidu Encyclopedia-Personal Credit Report