I. Current account+
The demand of Weizhong Bank is connected with two monetary funds: Guo Jin Zhongying Currency and Huitianfu All-inclusive Currency. Compared with similar products lard, they have three advantages.
1, which is more flexible than ordinary money funds.
The daily quick redemption amount of two money funds with demand+is 1 0,000 yuan, which can be received in real time as needed, while the redemption of ordinary money funds can only be received at t+ 1.
2. Higher than the expected income of other babies' financial management.
Among the two current+money funds, Guo Jin's expected rate of return in the past 1 year, the last two years and the last three years ranks 86th, 39th and 24th among hundreds of money fund peers, and the cumulative return performance in the last three years can be said to be excellent.
Another money fund, Huitianfu Quanbaobao, is not bad either, ranking 1 year, 2 years and 3 years respectively. Judging from the long-term performance of the two money funds, the expected income of demand plus is much higher than other baby wealth management (such as Yu 'ebao and Yu Bao Li).
Second, manage your finances regularly.
The regular financial management of Weizhong Bank includes personal pension security management products, collective asset management plans and short-term bond funds.
Judging from the expected rate of return, the expected rate of return of 7-day short-term bond funds is around 0; 2 1 day aggregate asset management. Several products are about regular financial management from monthly to 6 months, and the expected annualized expected rate of return is different; The highest is 9-month fixed-term financial management-Guangfa Li Hong Bond 273, with an increase as high as 1 year. Generally speaking, Weizhong Bank has a rich fixed-term wealth management product line, flexible term and many choices. In addition, the expected rate of return of Weizhong Bank's regular wealth management is around 4% to 5%, which is not low compared with the wealth management products of WeChat Wealth Management, Ant Wealth and Jingdong Finance.
Summary: Weizhong Bank's current financial advantage is higher than the expected income of other platforms, which has certain advantages; In terms of regular financial management, the product line is rich and the expected rate of return is not low, which is better overall.